Space Coast Credit Union

SCCU allows you to handle your financing and vehicle purchase together, while still receiving great credit union rates and features, including:

• Financing for New & Used Vehicles.
• Rates as low as 4.99% APR¹
• The dealership takes and submits your application on–the–spot when you buy
• The dealership handles your loan closing paperwork
• Terms up to 84 months (availability depends on vehicle, model year, and other criteria)²
• Up to 90–day deferred payment option³
• No application fee
• One statement for all your accounts
• Motorcycles
• Boats, RVs, ATVs
• Use your Scorecard Rewards to reduce your loan amount

Read real reviews from real SCCU members about their auto loans! Only members with this product are invited to provide their comments and ratings.

Recommendation Rating

Dani B

11/22/2008 1:50:49 PM

5 Stars

Both of my car loans have been handled easily with Space Coast. I don't have to go out of my way to pay my car payment, it comes right out of my savings account. Very convenient.

John D

11/21/2008 3:07:32 PM

5 Stars

As stated above being satisfied members of SCCU for all our banking needs, we would use them for our vehicle financing.

Barbara J

11/20/2008 7:22:16 PM

5 Stars

When I told the finance person at Toyota we were members of Space Coast he said your rates would be hard to beat and they were. That made me feel good.

Jeff T

11/20/2008 7:00:15 PM

5 Stars

Easy, fast and competitive. Very likely to use SCCU again for auto loans.

april l

11/20/2008 2:52:40 AM

5 Stars

easy transaction

Mary R

11/19/2008 9:06:10 PM

5 Stars

totally painless process, good rate

Lindsey H

11/19/2008 9:03:05 PM

5 Stars

I am very happy with my SCCU experiance and will recommend SCCU services to friends and family in the future.

Harriette P

11/19/2008 8:53:45 PM

5 Stars

Interest Rate was the lowest we could find. My wife & I were very satisfied.

Pamela O

11/19/2008 8:46:12 PM

5 Stars

The process was very simple and I knew I was getting a great rate. No need to shop around for a better deal.

cindie W

10/13/2008 9:49:47 PM

4 Stars

we were helped efficiently and happy with our results.

Barbara M

10/13/2008 1:55:56 AM

4 Stars

It was quick & easy

carolyn g

10/12/2008 2:30:58 PM

5 Stars

You were fast and very eff. I AM WELL PLEASED

Virginia H

10/11/2008 2:20:20 PM

5 Stars

It was very easy to get the loan through the dealership.

Vincent P

10/11/2008 1:32:22 PM

5 Stars

Your auto loan system has it all together

Jamie B

10/11/2008 12:12:49 AM

5 Stars

It went perfectly!

Mary N

10/10/2008 11:14:14 PM

5 Stars

You all have been great! Everytime we need to do anything financially, everyone has been so helpful. Thanks!

Jessica S

10/10/2008 3:56:24 PM

5 Stars

Everything went smooth and was very easy

Roland M

9/24/2008 1:50:18 PM

5 Stars

Love not having a payment book, savings for the cost of printing & paper. Just pay when due & keep receipt for records.

STACY T

9/24/2008 1:31:14 PM

2 Stars

Chris was wonderful over the phone, he was extremely helpful and knowledgable about the process. This being my first car purchase, I had even called him through the process to get some additional information. I was thoroughly pleased with his service.

barbara l

9/24/2008 12:48:09 PM

3 Stars

give me a better rate, my credit is excellent

Debbie B.

9/23/2008 11:03:23 PM

5 Stars

SCCU is easy to work with and would highly recommend them.

Albert G

9/23/2008 10:21:14 PM

5 Stars

I found a car that I wanted at a dealer. I told them that I wanted ti finance through SCCU and all the arrangrmrnts were made at the dealers. I drove the car home within an hour!

Kim M

9/23/2008 5:12:45 PM

5 Stars

I purchased three cars and you'd only give me loans for two. I would have like to have gotten all three loans with you.

Villajean W

8/23/2008 2:43:14 AM

5 Stars

Securing the loan was fast and easy

Barbara B

8/22/2008 6:09:57 PM

5 Stars

You might have asked me my preference about how to make monthly payments. I had to make a special request that the payments be automatically taken from my CHECKING account, rather than my savings account, which has and will continue to have very low balance.

Kelly R

8/22/2008 3:26:58 PM

5 Stars

It's very easy to find my loan rate online and telling the dealer that I was preapproved with SCCU made things go a little smoother.

DONALD M

8/22/2008 2:15:17 PM

5 Stars

very pleased with service

Gene J

8/22/2008 2:04:01 PM

5 Stars

No suggestions for improvement. The process went well!

MADELINE P

7/13/2008 6:06:12 PM

5 Stars

Very convenient and professional. The fact that I have collateral accounts in your organization helped.

Jackie W.

7/10/2008 9:44:59 PM

5 Stars

Excellent service. Your customer service represnetative helped process my load on the spot. All my questions were answered and the loan rate was excellent. I will continue to use SCCU for all "Loans" in the future.

Jonathon W

7/10/2008 1:24:50 PM

5 Stars

I actually had no interactions with SCCU to get the loan setup - everything was arranged by my car dealer. Was easy as can be though!

Teresa L

6/30/2008 5:50:53 PM

5 Stars

I was very surprised when I called on a Saturday afternoon of a holiday weekend, and received a real person on the other end of the line. I was able to get information to the dealer that saved me money on the deal.

Lynn H

6/15/2008 7:08:38 PM

5 Stars

The process was very easy and quick.

Richard B

6/14/2008 11:33:26 AM

5 Stars

I looked up the rates online and then went to the dealer with my rate in my pocket. This gave me a better way to negotiate price.

Lisa R

6/13/2008 8:10:57 PM

5 Stars

Your services have met and exceded our expectations. Thank you very much!!

Patricia H

6/13/2008 6:38:22 PM

5 Stars

My last auto loan was with SCCU and I was very pleased. That is why I chose SCCU again.

Robert R

6/13/2008 5:57:49 PM

5 Stars

Space Coast Saturn did all the work! All we had to do was sign some paperwork - including a form to access our "rebate money" accrued by using our VISA card. The SCCU basically runs all our financial business (checking, savings, VISA, debit, home loan, and now car loan) and we couldn't be happier! Thank you, SCCU!

Lynda D

6/13/2008 5:30:42 PM

5 Stars

I would prefer that I would have the option of mailing in my monthly payment as I do not remember when my payment is due by having to deposit into my savings account..

susan g

6/13/2008 3:57:09 PM

5 Stars

nothing - it was easy and quick and set up just as i requested

Pamela O

6/13/2008 1:12:30 PM

5 Stars

I originally asked the car dealership to set me up with a lender offering the lowest interest rate. When we got to closing, I was surprised to see that the lender charged a $100 application fee. Being an existing customer of SCCU, you did not charge me an application fee. You did not have the lowest interest rate, but it was much more convenient for me to borrow through you than any other lender. It's also more convenient for me to make my mothly payments by one click transfer from my checking account to my auto loan account. The slightly higer interest rate is a small price to pay for the convenience!

Tena H

6/13/2008 1:10:20 PM

5 Stars

Had originally applied for a loan over the internet after hours and was promptly called back the next afternoon, but I had (unexpectedly) already bought the car the next morning - the dealership did all the arrangement with the credit union. It was very painless to deal with the financing - wish it were that easy with the car sales people :-)

David S

5/9/2008 1:59:42 AM

5 Stars

Everything worked great!!!

Narrian S

5/8/2008 7:26:15 PM

5 Stars

You guys are doing a great job, keep up the good work.

Charles H

5/8/2008 4:38:09 PM

5 Stars

Provide me with a more competitive interest rate.

John C

5/8/2008 4:33:56 PM

5 Stars

All services are excellent -- cannot see how you can be better!!

d a

5/8/2008 4:13:36 PM

5 Stars

not much but a lower rate.

Anna R

5/8/2008 1:37:56 PM

5 Stars

You could have done nothing to have made my experience either easier or more professional. Was given a rate within minutes of my call and it exceeded my expectations of what I would receive for a rate!! Keep up the good work and I can promise I will be back when in need of another loan.

aaron f

5/8/2008 1:04:18 PM

5 Stars

Nothing... everything was perfect.

Kelly A

5/8/2008 12:44:33 PM

4 Stars

It was fast and easy.

jim c

4/19/2008 11:36:01 AM

5 Stars

dealership gave me a better rate with you than when I applied directly to the bank.

Ruth Q

4/15/2008 12:43:25 PM

5 Stars

Can't think of a thing. We use you for all of our banking needs. Employees are all wonderful to work with. Very professional and courteous.

Carol H

4/14/2008 10:29:04 PM

5 Stars

Space Coast Credit Union has the lowest rates around. I would never finance my car with anyone else.

Robert H

4/14/2008 10:00:01 PM

5 Stars

I have been well satisfied with the following accounts: Savings, IRA, Visa, Home Loan, Auto Loan, Boat Loan, and CD

Thomas & Janet M

4/14/2008 7:32:52 PM

3 Stars

Chris never returned calls. He was the person who intially helped me. Consequently, We were not able to complete the transaction the way it was intented.

Robert D

4/14/2008 7:11:04 PM

5 Stars

Tha auto loan process was just a breeze, it couldn't have been easier. Loan specialist are very courtious and professional.

Pam L

4/14/2008 7:02:03 PM

5 Stars

I had a wonderful experience.My loan was approved right away without any problems or delays.The interest rate was great especially compared to what I have gotten in the past with decent credit.

Robert F

4/14/2008 6:09:40 PM

5 Stars

I would absolutely NOT recommend doing a loan through the dealership. You are lulled into thinking the rates and deals are the same when they are not. The loan is the same quality. Just not the same price.

Howard P

4/14/2008 6:07:07 PM

5 Stars

This is not my first loan with SCCU, and probably not the last. They are very pleasant to deal with,and very helpful

Merideth P

4/8/2008 5:25:47 PM

5 Stars

great rate with my own bank so I didn't have to go elsewhere.

June G

3/25/2008 1:05:12 PM

5 Stars

The dealer was professional, The paperwork was prompt and easy

Diana G

3/21/2008 12:12:58 AM

5 Stars

This is not the first time we have used SCCU loan services to purchase a car. It has been easy both times.

Rene S

3/19/2008 10:56:24 PM

5 Stars

Even though I was going through the dealer to apply for the loan, Sccu answered all my questions and gave me some great suggestions on how to get the best deal and how to avoid "hidden fees". Because of using SCCU, I was able to get Sccu's low rates and I didn't have to pay any dealer fees for the loan, because the knew I could just go to the bank for the loan. However, doing all the work at one stop was more convenient. I would definitely reccommend Sccu to family/friends. I really appreciated the help from Sccu, even though they knew I would be applying for loan through the dealer.

Phyllis E

3/18/2008 5:14:43 PM

5 Stars

we stopped by to speak to a teller about our payment and she was very very nice to us.we are planning to chage to sccu in the future for all our banking needs.

Katheleene B

3/18/2008 3:22:31 PM

4 Stars

Treated as a valued customer! Thanks.

Tim M

3/18/2008 2:37:07 PM

5 Stars

I like the convience of on-line pay and direct account transfers. Having my loan and other accounts managed from one web page is very smart.

MICHAEL E

3/18/2008 2:28:14 PM

5 Stars

YOU GUYS ARE GREAT!!!!!!!!

Kyle C

3/18/2008 1:48:55 PM

4 Stars

I had called to get pre-approved, but I ended up using one of your preferred dealerships, so there was some confusion there.

Michael C

3/18/2008 1:45:33 PM

5 Stars

Obtaining an auto loan from SCCU has always been very easy for my wife and I. We have always enjoyed working with SCCU employee's and the benefit of having the rebate program for credit card purchases has saved us hundreds of dollars on our auto loans.

Patricia G

3/17/2008 11:33:19 PM

5 Stars

I APPRECIATED THE EASY APPLICATION AND THE QUICK RESPONSE.

Mcshell A

3/17/2008 8:32:10 PM

5 Stars

Nothing. The entire process was easy and fast.

Deborah H

2/22/2008 2:22:12 PM

4 Stars

Loan dept needs some working on.

Diana G

2/22/2008 5:22:59 AM

5 Stars

We were very happy with the smooth processing of our loan paperwork. Buying through SCCU is easy and painless.

Matthew D

2/20/2008 5:50:53 PM

4 Stars

Confusion in mail regarding insurance paperwork.

Katheleene B

2/13/2008 4:45:52 PM

5 Stars

Space coast reps are friendly, knowledgeable and professionals.

Lonnie R

2/12/2008 9:32:07 PM

5 Stars

I was very pleased with my entire experience at Gator Chrysler and have always been pleased with SCCU's competitive rates and service.

Irene B

2/10/2008 2:51:38 AM

5 Stars

I'm glad I was able to get my auto loan through SCCU. SCCU provided me with a low interest rate and affordable monthly payments. Thanks a million!!!!!!!

David W

2/9/2008 9:55:42 PM

5 Stars

Was pleased that when it came time for the CU to process my paperwork from the dealer; that they applied the new lower rate, rather than keep it where it was.

James M

2/8/2008 9:54:53 PM

5 Stars

The indivual processing the loan was quite rushed under the circumstances being the only one and did malke an error but it was corrected later we were very happy with your process

Paul H

2/8/2008 8:44:51 PM

5 Stars

ALWAYS GOOD SERVICE AT SCCU

Jaime G

2/4/2008 3:41:53 PM

5 Stars

I am always impressed with the way my business is handled at SCCU. That's why I was very ready to get my car loan through SCCU and away from the bank I had previously. I know how easy everything is at SCCU! The reps are ALWAYS courteous, and it feels more like calling over to a friends house, than calling a business. There was a little confusion with my loan amount, and when I phoned to get clarification, the rep was very friendly, and knowledgable. You can always hear when someone talks on the phone with a smile. I guess working at SCCU must be a great thing, because the reps always sound so happy to take your call! Thanks.

Richard E

1/28/2008 2:19:04 PM

5 Stars

Maybe better communication between the dealer and SCCU about the down payment coming from the VISA rebate.

Breanna T

12/15/2007 4:18:44 PM

5 Stars

I love how you guys have the smart shoppers rewards program. I used what I had accumulated and it helped out a lot.

Robert R

12/14/2007 8:56:12 PM

5 Stars

I prefer to deal directly with Space Coast but everything worked out fine.

Karri M

12/14/2007 6:50:06 PM

5 Stars

Meredith Vernon in auto loans rocks!!

Karen B

12/14/2007 2:15:22 AM

5 Stars

I like the ease of having the loan drawn from my account, rather then having to go in to a facility to pay.

Christopher B

12/13/2007 10:53:19 PM

5 Stars

It was the most efficient and painless loan process I've ever experienced. It was great being acknowledged as a longtime member of the SCCU family.

james p

12/13/2007 12:14:06 PM

5 Stars

It was very convenient to do all the paperwork at the dealership for the loan on my new car, knowing that I was getting the best rate possible at my bank

Liz F

12/11/2007 7:08:53 PM

5 Stars

I have done several SCCU loan and the applications are quick and the response time is even better. The staff is able to answer questions and they provide excellent customer service.

Peter L

12/11/2007 3:32:28 PM

5 Stars

Gave me a better rate.

Patricia M

12/11/2007 11:44:31 AM

5 Stars

Lower interest rate.

Bonnie H

12/11/2007 2:03:00 AM

3 Stars

the delaship made us wait a long time for the finance person which time they used to pressure us to buy unnecessary extras. I wish a SCCU rep. had been there as we are good customers (platinum level)

Christina A

12/11/2007 12:51:50 AM

5 Stars

Great customer service

Dane H

12/10/2007 11:54:11 PM

5 Stars

I have used SCCU for the last 5 Vehicles I purchased as well as my Mortgage and home equity loan. I would not go any where else! I get the best rates and best service from SCCU.

Coy C

12/10/2007 11:27:36 PM

5 Stars

I called and attempted to get pre approval and was given a little bit of a run around. but it was easier to go through with the loan at the dealership

Mandy M

12/6/2007 7:19:45 PM

5 Stars

New Smyrna JEEP was very knowledgable of SCCU auto loan program. I will continue to use sccu for all my banking needs

yolonda h

12/5/2007 2:29:00 PM

5 Stars

I really enjoy having my auto loan with sccu and the online banking allowing me to pay online is the next best thing to sliced bread!!!!

Jeffery D

12/5/2007 1:39:39 PM

5 Stars

You guys are great. Not only did i finance my auto loan with you in May for the first time. I also finance my second loan a few months later with you. I even told my parent about how great you guys where and they too finance there auto loan with you. Thanks Again

1. At the Dealer

   Demand the benefit of your SCCU financing when you visit the dealer.
   View our Participating Dealer list.

2. Online Anytime!

   Complete the online application, and an Associate will contact you to complete the process.

3. On the Phone 24/7

   It only takes 10 minutes, call Express Services
   Brevard: 321-752-2222, option 3
   Toll Free: 800-447-SCCU (7228), option 3