Accounts Fee Schedule

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Fee Schedule 2008

Effective March 1, 2008

Deposit Accounts
SCCU Membership Fee, when opening accounts	$5
Select Checking Account balance below $750 min during month (per month)	$7*
Odyssey Checking Account balance below $750 min during month (per month)	$5*
Money Market Checking Account balance below $5,000 min during month (per month)	$9*
Money Market Savings Account balance below $2,500 min during month (per month)	$9
Investor's Money Market Account balance below $15,000 min during month	$15
Premium Investor's Money Market Account balance below $50,000 min during month	$25
Dormant account: no member generated activity within 24 months (per month)	$5
Uncollected Funds Fee	$29
Non-sufficient funds due to share draft, including automatic payments (ie life insurance, health club payments, mortgage payments)	$29
Automatic Overdraft Transfers (to cover share draft, automatic payments, transfer of funds and point-of-sale) per transfer	$5
Stop Payment Order (one check)	$15**
Series of checks	$25**
Copy or inquiry of a cleared SCCU draft	$2**
Account reconciliation (by appt.) per hour	$20
Account research per hour	$15
Savings Account only - balance below $300 min during month (per month)	$3*
Interest and Money Market Checking Accounts - over 20 Items (per month)	$.20*
Continuous Overdraft (begins on second day)	$2.50
Rejected Checks Due To Third Party Printing (per item)	$2
New Directions Account Closure Fee (within 6 months of opening)	$50

ATM Card
Overdrawn account through ATM (Overdraft protection does not apply to ATM transactions)	$29
	Basic	Silver
Non CU-24 ATM transactions on foreign machines (each)	$1.25**	$1**
Non CU-24 ATM inquiries on foreign machines (each)	$1.25**	$1**
Non CU-24 ATM denials on foreign machines (each)	$.50**	$.50**
CU-24 deposits, withdrawals, transfers (each)	$.50**	$.50**

VISA & VISA Debit Card
Non-sufficient funds for Visa Debit Card purchase	$29
Over your credit card limit	$20
Late payment fee (excluding 25 day grace period)	$25
Priority card issuance (per card)	$15***
Sales Draft Copy (each)	$12

BillPayer
Monthly Service Fee	Basic, Silver, & Gold Members: .40¢ per payment over 20 payments per month Platinum Members: no overage payment charges

Special Services†
VISA Gift Card	$4
Traveler's Checks (per $100 purchase)	$1.50**
Money Orders (each)	$1*
Stop payment on Official/Credit Union check	$25
Copy of Credit Union check	$2*
Incoming wire	$10
Outgoing wire (domestic)	$15
Outgoing wire (outside the U.S.) minimum	$35
Returned deposited (to me-from me checks) check drawn on another institution	$29
Copy Service (each)	$.25*
Western Union/Commercial Money Orders	Varies with amount
Safe Deposit Rental Fee	yearly
3x5=	$25
3x10=	$40
5x10=	$60
10x10=	$100
Safe Deposit Box Drilling Fee	$100
Safe Deposit Box Rental Late Fee	$5
Safe Deposit Box Key Replacement	$10
Levies & Writs per document	$25
Bond Coupon Redemption (per envelope)	$5
Telephone Inquiries (non Call-24)	$1**
Check cashing fee if amount of cash returned exceeds the amount on deposit	$3*
Teller Withdrawal fee (3 free per month) thereafter	$2*
Verification of Deposit (By Mail or Fax)	$15
Subordination Fee	$150
($75 if the new 1st Mtg is with SCCU)
Coin Processing Fee	Free

External Account Transfers
External Account Transfer into an SCCU account	Free
External Account Transfer out of SCCU account to another financial institution	$2.00
External Account Transfer Failed Transaction Fee (non-sufficient funds)	$29.00

Your credit union provides you with basic financial services at the most favorable rates and terms possible. Because we are a not-for-profit organization we've been able to keep our fees on our services to a minimum. If charges occur, they are to cover operating costs. Members and their households who fully participate in the cooperative either by loan or deposit relationships have many of the following fees waived on their Silver, Gold, or Platinum Member Rewards participation level. Fees subject to change.

* Fee waived for Silver, Gold, & Platinum Members
** Fee waived for Gold & Platinum Members
*** Fee waived for Platinum Members

† Some restrictions apply.

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Corporate Headquarters: Space Coast Credit Union 8045 N. Wickham Road Melbourne, Florida 32940
PH: 321.752.2222 • TF: 800.447.7228