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Home Page > Accounts : IRAs  
IRAs
 
IRA's
Individual Retirement Accounts, often called IRAs, are one of the best ways to save on taxes and prepare for retirement, a college education, or a first home. New tax laws effective in 1998 make it much easier to contribute to and withdraw from an IRA.

IRA Savings Rates

IRA CD Rates

It's Easy to Get an SCCU IRA Started!

  • Start with a payroll deduction or an initial deposit of $100.
  • No minimum yearly deposit.
  • No annual maintenance fees! Keep 100% of what you earn.
  • Your IRA account information will be included on your monthly SCCU statement.
  • Interest is earned from the day of deposit to the day of withdrawal and may be tax deferred. Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts.
  • Passbook and IRA CDs are available.

Learn more about...
Comparing Your IRA Options
Traditional IRA
Roth IRA Tax-Free Earnings
Convert Your IRA
Coverdell Education Savings Account
New IRA Legislation
IRA FAQs
Retirement Calculators