First Year Teacher Card
If this is your first year in the field of teaching, you are eligible for a pre&nd]approved fixed–rate credit card from Space Coast Credit Union that features no annual fee and credit limit of $800.
SCCU will not conduct a credit inquiry in order to issue this card to qualified applicants; however, applicants must meet the following criteria and be able to prove employment:
- You must live or work in Brevard, Volusia, Flagler, Indian River or Seminole counties.
- Prospective members must meet basic credit criteria for membership. A credit inquiry will be made by SCCU at the time you apply for membership.
- You will be asked to provide a copy of your employment contract for the current school year when you sign your account documents. This card cannot be issued if a valid contract cannot be supplied. SCCU reserves the right to request additional proof of your status as a first–year teacher.
As with all SCCU Platinum credit cards, you are automatically part of our FREE, ScoreCard Rewards® proram. You can redeem your points for travel and merchandise or a loan rebate. As a teacher, you can also enroll yourself as a recipient in the Education Donation Program, and set aside a portion of your rebate accrual to use towards classroom-related expenses that you pay for with personal funds.
If you wish to have a higher credit limit, you are welcome to apply for other SCCU credit cards. See the SCCU credit card application for terms and conditions, or speak to an Express Services Associate or Apply Online. Our usual credit criteria will apply. Applicant must be a member in good standing of Space Coast Credit Union at the time the card is issued. Not a member yet? Not a problem! We’ll take care of everything when you call!

