Money Market Checking Interest Rates

All interest rates effective as of December, 2008 and are subject to change.
Minimum Average Daily
Balance to Earn APY		 Interest Rates APY**
$0 - $4999.99 0% 0%
$5000 - $9,999.99 1.70% 1.71%
$10,000 - $24,999.99 1.95% 1.96%
$25,000 - $49,999.99 2.10% 2.12%
$50,000 - $99,999.99 2.30% 2.32%
$100,000 - $249,999.99 2.50% 2.53%
$250,000 and over 2.55% 2.58%
$5,000 minimum opening deposit. $5,000 minimum daily balance to avoid monthly service charge of $9 (waived for Silver, Gold, and Platinum members). Unlimited transactions. Gold level members are entitled to one free box of Exclusive style checks annually; Platinum members to an unlimited number, one box per order.

**APY is Annual Percentage Yield. For information or account disclosures, please call our Member Service Center at (321) 752-2222 or (800) 447-7228, press option 5. All Money Market Checking Account interest rates are current as of the date shown.

The Money Market Checking Account interest rate and APY may change after the account is opened.
Fees may offset the earnings on the account.


Money Market Savings Interest Rates

All interest rates effective as of December, 2008 and are subject to change.
Min. Average Daily
Balance to Earn APY		 Interest Rates APY**
$0 - $2,499.99 0% 0%
$2,500 - $9,999.99 1.70% 1.71%
$10,000 - $24,999.99 1.95% 1.96%
$25,000 - $49,999.99 2.10% 2.12%
$50,000 - $99,999.99 2.30% 2.32%
$100,000 - $249,999.99 2.50% 2.53%
$250,000 - and over 2.55% 2.58%

All Money Market Savings Account interest rates are current as of the date shown. For information or account disclosures, please call our Member Service Center at (321) 752-2222 or (800) 447-7228.

The minimum required balance of $2,500 is required for this account.

**APY is Annual Percentage Yield. The Money Market Savings Account interest rate and APY may change after the account is opened.
Fees may offset the earnings on the account.


Investors Money Market Savings Interest Rates

All interest rates effective as of December, 2008 and are subject to change.
Min. Average Daily
Balance to Earn APY		 Interest Rates APY**
$0 - $14,999.99 0% 0%
$15,000 or greater with no Active Checking or Direct Deposit 1.80% 1.81%
$15,000 or greater with Active Checking or Direct Deposit 2.15% 2.17%
Active Checking Account (minimum of 4 withdrawals or checks during the month or direct deposit of $500 or more during the month).

$10,000 Minimum opening deposit. $15,000 minimum daily balance to avoid monthly service charge of $15. Six (6) transactions per month, this includes checks, overdraft transfers, CALL-24 transfers, debits, CALL-24 withdrawals. There are unlimited ATM and over-the-counter transactions.

**APY is Annual Percentage Yield. For information or account disclosures, please call our Member Service Center at (321) 752-2222 or (800) 447-7228, press option 5. All Investors Money Market Savings Account interest rates are current as of the date shown.

The Investors Money Market Savings rate and APY may change after the account is opened.

Premium Investors Money Market Savings Interest Rates

All interest rates effective as of December, 2008 and are subject to change.
Min. Average Daily
Balance to Earn APY		 Interest Rates APY**
$0 - $49,999.99 0% 0%
$50,000 or greater with no Active Checking or Direct Deposit 1.80% 1.81%
$50,000 or greater with Active Checking or Direct Deposit 2.96% 3.00%
Active Checking Account (minimum of 4 withdrawals or checks during the month or direct deposit of $500 or more during the month.)

$10,000 Minimum opening deposit. $50,000 minimum daily balance to avoid monthly service charge of $25. Six (6) transactions per month, this includes checks, overdraft transfers, CALL-24 transfers, debits, CALL-24 withdrawals. There are unlimited ATM and over-the-counter transactions.

**APY is Annual Percentage Yield. For information or account disclosures, please call our Member Service Center at (321) 752-2222 or (800) 447-7228, press option 5. All Premium Investors Money Market Savings Account interest rates are current as of the date shown.

The Premium Investors Money Market Savings Account interest rates and APY may change after the account is opened. Fees may offset the earnings on the account.