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Check Hold Policy


Space Coast Credit Union’s check hold policy is as follows:
Checks Less Than $5,000
Account Classification Account Tenure Required Hold (in Days)
Local Non-Local Same Day Availability
New less than 30 days 5 8 $100
All Others 30 days or more 2 5 $100


 
Checks $5,000 or More
Account Classification Account Tenure Required Hold (in Days)
Local Non-Local Same Day Availability
New less than 30 days 7 11 $100
All Others 30 days or more 7 11 $100


Longer holds or reduced same day availability may apply.

Funds from the following deposits (if less then $5,000 and made payable to you) will generally be available the same day. The remainder of the deposit may be subject to the holds noted above.

State and Local Government Checks
Treasury Checks
Cashier, Certified and Teller Checks

Hold decisions are made at the time of the deposit. Thank you in advance for your understanding as we administer our check hold policy.

SCCU assumes no liability for checks accepted for deposit.