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Space Coast Credit Union FREE Checking Account
FREE Checking Account
Overall member rating avg. 4.79 Ease
Responsiveness
Time
Fees
Recommend SCCU
(Out of 1121 member reviews)
Don't pay ridiculous fees, when you can have an account filled with FREES! Best Choice If:
SCCU's FREE Checking Account has everything you need to run your household, including:
Rate and Fee Schedule *ATM and/or debit card will be issued subject to our usual credit criteria. Who knows the most about SCCU's products? Our members, of course! Read our members' actual comments about their FREE Checking Account: Average Product RatingTammy M.9/28/2008 6:12:11 PM5 StarsI've always enjoyed your customer service. Richard S9/25/2008 7:43:35 AM4.67 StarsI have been an SCCU customer for over 20 years. I like the small branch offices as opposed to the single main office. Even though I do 99% of my banking online it is nice to have a local office where they recognize you when you walk in the door. Daryl P9/25/2008 12:58:21 AM4.71 StarsEveryone I have dealt with at SCCU has been very professional and helpful. Kathy W9/25/2008 12:12:34 AM3.92 StarsIt did take a while to open the account, timewise it could be a faster process somehow. David H9/24/2008 7:16:26 PM4.87 StarsDeposited my first check into my checking account quicker. I found out it was needlessly on hold for at least 8 days, causing embarressment when I tried to use my debit card and it was declined. When I went into the bracnch, they realized the mistake and released the hold Benjamin P9/24/2008 2:00:29 AM4.07 StarsOpening this account was quick and easy. Charles A9/24/2008 1:12:23 AM4 StarsI have had only favorable experiences with the credit union so far. Staff at the Cocoa Beach and Rockledge offices are very friendly and helpful. Evelyn H9/23/2008 11:29:48 PM4.33 StarsStaff at SCCU is exceptional, at least at the Port Orange office. Yvonne S9/23/2008 10:31:50 PM4.89 Starsoverall we love banking at s.c.c.u. Travis M.9/23/2008 9:08:44 PM4.20 StarsWhen my account was opened, I assumed I would automatically receive an ATM/debit card and checks, but I had to specifically order them Jane N9/23/2008 8:06:30 PM1.71 StarsThe only reason I keep this account open is that I want a local bank (my payroll is put into an out of state credit union) to access cash easily and at this point, don't want to go the trouble to move the money. I keep requesting a pin for online banking (over past six months) and still haven't received one. I was toldd when I deposited to my savings account that I had to open a checking account and $25 was placed in this. I have yet to receive a printed statement (have had money in sccu for almost a year) and can't access my balance on line because I haven't received a pin yet. Susan G9/23/2008 7:38:16 PM4.7 StarsI recently applied for a job. Although I was overqualified, I was extremely impressed that someone contacted me to let me know I was not a candidate. I have found, through my employment search, most employers do not give applicants the time of day or the courtesy of a response. Perhaps this is the way people in Florida do business. I guess I'm not in Kansas anymore! Your a top-notch organization, and even though I did not get the opportunity to work there, I am glad I am doing my business with you. Veronica B9/23/2008 7:25:04 PM4 StarsI just have to get use to open an account the way you do it here, because you are usually used to talk to a person in the bank, not on the phone. I just would like to know if you are planning to open new branches in Vero Beach that have a drive in Greg C9/23/2008 7:19:23 PM4.77 StarsSCCU Free checking is great! Malcolm S8/24/2008 11:51:26 PM5 StarsWas impressed with the knowledge displayed by Regina, the lady that worked with us. Elizabeth F8/24/2008 11:24:14 AM4.14 StarsI have been with SCCU for years. When it came time for my daughter to get her own account, so that I could teach her how to balance a checking account and how to save money, I took her to SCCU. They have a good variety of products available for members of all ages. Kyle F8/24/2008 5:06:41 AM5 StarsThe employees are very helpful and good. Good customer service and very happy to bank with. Robin H8/23/2008 3:01:03 PM4.71 Starsstaff is friedly. I still have never received checks once I opened my accound. Donna S8/23/2008 2:26:39 AM5 StarsNothing, I had a rep within 5 minutes of going to the SCCU, pn Palm Bay rd, and had my account opned within 30 minutes, both savings and checking. ALl the employees I have encountered since banking with you have been very friendly and helpful. Charles P8/22/2008 10:55:22 PM5 StarsI opened my accounts at the PAFB branch,and found everyone there to be very helpful! Please just keep on keeping on!! Louise M8/22/2008 6:34:26 PM4.91 StarsStaff is friendly and efficient Kimberlee B8/22/2008 6:07:31 PM4.14 StarsI recently switched banks and joined SCCU in July. I have been very pleased with the service and availability of this bank. I would recommend it to others and I already have, actually. I am always helped in a timely manner and all my online inquiries are answered quickly and efficiently. SCCU was recommended to me by my boyfriend who was been with this bank for 6 years and I am very happy I made the switch. Thank you for all you do. Andrew F8/22/2008 5:28:10 PM4.64 StarsHave real live people to open the account like just about every other bank, instead of talking to someone on the phone. That way when information has to be changed, it can be done without going back to the phone. Change your security procedures BACK to where Microsoft Money can download account information. The system was fine before; much more convenient. Surely, with the present computer technology, you can manage this. Other than that, you've got a great company. Scott H8/22/2008 4:00:36 PM4.42 StarsThe online checking does not show the name of the pending transactions. Sheri H8/22/2008 3:26:22 PM5 StarsAllowed me to sit at the desk where the account was set up, not an outside desk area. Judi M8/22/2008 2:57:37 PM5 StarsI first went to SCCU to finance my vehicle and the staff was very helpful. They were always pleasant and greated me with a smile, therefore I recently decided to move my personal checking and am in the process of moving my business checking account to SCCU. I rate them A+ Daniel L8/22/2008 1:48:04 PM4.79 StarsWhen signing up for my checking account online, a promp to choose a debit/check card should be implimented online. Jennifer V8/22/2008 1:40:49 PM3.67 StarsI think SPCC did a great job and I'm overall happy with my new account. I did not receive my checks, so that was disappointing. I never received my checks and was not explained the debit card rewards program. Eden8/22/2008 1:40:25 PM5 StarsThe Deltona Branch is the best branch ever! From the Branch Manager down to the employees! I love them all! :) Darrell7/27/2008 5:07:44 AM4.43 StarsContinue to do a great job! Condensed scope of services, rates and features Janice H7/15/2008 9:29:56 PM3.83 StarsEveryone was very helpful in resolving the above problem & getting my checking acct opened. Amanda K7/14/2008 1:18:04 AM5 StarsEverything went well and it was a pleasant expericence. crystal s7/12/2008 10:33:52 PM5 Starsat this time there is nothing you could do better, your the greatest. lucille k7/12/2008 8:40:45 PM5 Starseveryone was very helpfull. Zelda N7/12/2008 7:58:47 PM5 StarsI just started with SCCU a few months ago and I have found all of the tellers and phone staff to be very professional and genuine in their interactions with me. B S7/11/2008 11:56:35 PM4.88 StarsAllow a more private setting at the branch. We were instructed to use a phone to open the account. After entering the room where the phones are we reallized how noisey those rooms are. You are asked many personal questions that could be heard outside the room. And by anyone waiting in line. But as a whole the experience was enjoyable. LUZ I7/11/2008 11:38:42 AM5 Starsall your staff are so nice for all our needs Bob P7/11/2008 4:06:39 AM4.43 StarsOur names were not used by the person opening the account. She later claimed not knowing how to pronounce our last name as a reason. She should have asked up front rather than not use it at all. Response to my initial on-line application took several days. This should have been within 24 hours or next business day. Nicole H7/11/2008 2:24:15 AM5 StarsNothing to complain about! Kent J7/10/2008 11:40:50 PM4.56 StarsEverything was just fine. Jack C7/10/2008 10:14:37 PM4.44 StarsI am a new member, just about a month, everythings great John G7/10/2008 8:52:10 PM5 StarsThe cust service is excellent! the deposit products interest rate paid are way too low. I get 3.3% at Wamu on my standard savings acct, that's atleast 8 times more than what is paid to me on my standard savings acct at SCCU. i probably will use you for loan products and checking but wont use you for any investment or savings products. i opened the acct via the internet, spoke with a rep on the phone but because i work during the week i could not open my acct for several days as your branches except walmart are only open until 430pm i understand that is normal banking practice i just wish they were opened maybe until 5pm or so otherwise i will have to do all my bank branching at walmart or on the weekends. Anna R7/10/2008 6:21:37 PM5.00 StarsThey were marvelous. Rebecca M7/10/2008 6:04:47 PM4.40 StarsToo many security questions for online banking. Jill G7/10/2008 4:57:22 PM4.50 StarsDirect deposits to and from credit union would be a great help. informed me of a debit that would be taken out of my savings account to pay my SCCU credit card without my knowledge. As well as taking from my checking account without my knowledge. if I were notified of a debit I can make a record of the funds removed and make an accounting of the new balance and not effect any payments pending. Kris A7/10/2008 4:09:42 PM4.22 StarsSo far everything has been great, easy and clear. Kimberly C7/10/2008 3:26:18 PM5 Starseverything was satisfactory Benjamin B7/10/2008 2:22:04 PM4 Starsvery helpful, friendly people at the office Robert G7/10/2008 1:59:13 PM3 StarsWe opened our checking account with the express interest to close my account with another C/U up north. We used a personal check from another bank to fund our account with you. The bank in Indialantic put a 10 day hold on those funds. Our check cleared the other bank in three days and your people would not release the funds, even with proof, to our account. I contacted your service center online and received no help and was given conflicting information... When we aquired your "Free" checking account, it was not explained that we would have to pay for our checks... Michelle W7/10/2008 1:52:47 PM5 StarsSCCU is wonderful. I have had very minimal problems and they were handled very timely and professionally. Joseph L7/10/2008 1:46:48 PM4.13 StarsIn the process of pening my account, the person that I spoke to over the phone clained that is was all set up and all I had to do is go to the branch and sign the papers. However when I got to the branch NOTHING was in the computer. I had to start all over again, it was just frustrating and I feel that if the person at the call center had handled the set up better then there would not have been any confusion. My whole family belongs to SCCU and they appear to be very happy. I am sure I will too in the future. I have only had my account less than a month. Sabrena L7/10/2008 1:38:19 PM5 StarsNot take so long. Layla B6/18/2008 12:03:38 AM4.85 StarsWonderful Service! I Went bank shopping for a place to open a new checking account and I loved the way there was a yound lady right there in front of the door to greet me and ask me "how can I help you". Right there, I knew SCCU was it! The other banks were too busy doing other things and another bank was trying to get the attention of new customers of new clients by putting muffins in the front door. Well that didnt work for me. SCCU is awesome! Heather W6/14/2008 4:36:29 PM5 StarsThank you for your continued help. The associates are very helpful and cheerful. This outlook and disposition make it very enjoyable to be a part od SCCU. Adrienne K6/14/2008 2:29:49 PM4.57 StarsI started using SCCU recently and it was sooooo worth it. Thanks for being such a great bank!! Eric6/13/2008 10:34:34 PM5 StarsAgain i have nothing to add everything is perfect Deborah M6/13/2008 9:52:24 PM4.77 StarsI have recommended SCCU to several friends as a relative recommended it to me. Lloyd S6/13/2008 4:22:18 PM5 StarsI need to be able to list five beneficiary(s). 5 x 20%= 100%. jeff m6/13/2008 3:31:44 PM4.875 Starsi'v only been banking with you for a couple of weeks.but i like your bank. John A6/13/2008 3:24:03 PM5 StarsIt was very easy to open an account. It was also very easy to get pre-approved for an auto loan!! The service is great and greatly appreciated! Michael K6/13/2008 2:26:04 PM3 StarsI feel as though the payment for the initial bunch of checks was handled improperly. Barbara C6/13/2008 2:06:29 PM4 StarsNot tell someone that their first box of checks is free, when it isn't Louis P5/19/2008 2:23:29 PM4.6 Starsmore opptions for people who are trying to rebuild their credit. DAWN B5/13/2008 12:33:47 AM3.5 StarsI LOVE MY CHECKING ACCOUNT GUY HE WAS GREAT AND ANSWERED ALL MY QUESTIONS IT WAS QUICK AND EASY AND HE WAS VERY HELPFUL Lisa B5/9/2008 6:08:13 PM3.4 StarsI am happy 100% so far. Victoria C5/9/2008 5:39:07 AM3.5 StarsI opened my account in the West Melbourne, Fl Wal-Mart branch. Everyone there was extremely helpful and friendly. I really appreciate the great customer service i received. Carole L5/8/2008 7:46:00 PM3.1 Starsso far I have used ATM machine outside of bank...very quickly and easily. My debit cards works well and the online banking is good. We applied for and received an auto loan, however that took longer than we were told. Julie W5/8/2008 3:40:29 PM4.7 StarsAll the associates at the Rockledge South Branch are great! They are the most helpful and friendly group of people. I enjoy going. They keep me coming back for more of my banking needs! Also I have had to use customer service via the phone and they have always offered great service too. I have been with SCCU since 1988 and have seen the company grow in the most postive ways. Thank you. Jerry T5/8/2008 3:28:18 PM2.9 StarsWe are new to SCCU so it is early to reflect on some of your questions. Kay T5/8/2008 3:03:21 PM5 StarsGreat Service! Thank you! Debra N5/8/2008 3:01:47 PM3.5 StarsOpening my checking account on the telephone was effortless...We went into the branch and completed our paperwork again effortlessly...Overall, it was a pleasant task. Roxanne R5/8/2008 2:43:40 PM4.5 StarsSCCU has the best customer experience ever!!! Margaret M5/8/2008 2:08:31 PM5 StarsTo all the SCCU staff: Keep up the good work! Melinda M5/8/2008 2:01:53 PM4.5 StarsI am constantly recommending for everyone to change banks to SCCU Kimberlee N4/25/08 2:56 PM4.5 StarsAll the employees that I have met since I joined Space Coast Credit Union are very nice and professional. They treat me like I am a human being and not just an account number. Carol A4/21/08 3:05 AM2.7 StarsI did not like setting up my account via phone while in the credit union and, then, being passed on to an account rep to finish the set up. When my husband and I set up our original account several years ago we sat down with a representative who explained everything, etc. This time when I left the credit union I was confused about the whole experience. Your current method of opening accounts is very poor. If my husband and I weren't already members of the credit union, I would not have continued with my account after the above experience. I would have looked for some place where they cared enough to have one person handle the entire experience of opening an account. Carrie D4/17/08 5:00 AM5 StarsGreat overall experiance with your bank. My last bank did nothing but charged me for everything. I am so glad to be part of this institution. TAMEKA Z4/16/08 4:37 AM5 StarsFROM THE TIME I OPEN MY ACCOUNT ONLINE UNTIL I RECEIVED MY CHECKS IN THE MAIL EVERYONE WAS VERY NICE. EVERYONE FROM ONLINE ON THE PHONE AND IN THE BRANCH ANSWERED ALL MY QUESTIONS. THANK YOU Janet F4/15/08 7:55 PM2.7 StarsI have 2 checking accounts at SCCU and the first one took a half hour at Wal Mart and included everything. The second one was done by a different teller at Wal Mart and was not complete. Erin E.4/15/08 2:41 PM4.4 StarsI was especially pleased with Space Coast Credit Union concerning my application for automobile financing. The process was fast, efficient and pleasant. Space Coast's representatives were courteous and knowledgeable. Chester A4/15/08 2:20 PM3.8 StarsThe staff at SCCU were VERY helpful, understanding. You couldn't ask for any more. THANKS! Jessica L4/15/08 2:00 PM5 StarsYou guys do a great job at helping me with me with all my banking needs Ruth M4/15/08 1:52 PM4.4 StarsEvery time I have called I have never received a put off. I haave always received courteous service from anyone that I spoke to. Lonnie T4/15/08 1:32 PM3.5 StarsIt a joy yo be a SCCU account holder!! Anthony W4/15/08 1:23 PM5 StarsThe only thing I would have to comment on. Is when I opened my account. I was told when, my direct deposits starts. I would recieve a $100 in my account. Well I didn't but other then that. I think your bank is good so far. Shane C4/15/08 1:21 PM3.8 StarsI am very pleased thus far with my experiences with SCCU and your employees. The call center was extremely accomodating and friendly. Heather T4/12/08 5:57 PM4.8 StarsI love Space Coast Credit Union! :) Paul F4/07/08 12:07 AM4.7 StarsYou have friendly, knowledgeable staff who walked me through the sign-up process. They were willing to spend a few extra minutes which is rare. Good job! Deyonta B4/05/08 3:10 PM4.4 StarsI am happy that they make the online banking user friendly and that the customer service reps are friendly and explain all of the steps that they are taking to assist you in detail. Kelli S3/31/08 11:29 PM5.0 StarsIt would be nice to see your checking and savings balance on your deposit slip. Gwendolyn M3/31/08 12:43 PM3.3 StarsI have been very happy with the Credit Union and their staff. Laura B3/26/08 1:29 AM5.0 StarsI LOVE THE SERVICE BOTH ON THE PHONE AND IN LOBBY.I CHANGED FROM SUNTRUST TO SCCU,IM VERY HAPPY WITH MY CHOICE.THE ONLY BAD THING IS THE DRIVE THREW LINE IS ALITTLE RIDICULOUS.ITS ALWAYS A LONG WAIT.BUT OTHER THAN THAT SCCU IS WONDERFUL Damaris3/18/08 7:48 PM4.2 StarsThe Member Service Center adequately handles my requests and concerns by phone ASAP. Ashlee B3/18/08 10:32 AM4.8 StarsTori was very kind and professional at the SCCU in Palm Coast Brett G3/17/08 4:59 PM3.6 StarsFYI - I opened a business account mid last year and was offered nothing by the person that I dealt with as far as credit cards, loans, etc. I went to Bank of AMerica and was offered SBA Loans, credit cards and lines of credit immediately. Carol T3/17/08 12:47 AM3.9 StarsI loved that SCCU provides an automated capability to apply for checking/saving services. When I arrived at SCCU's Titusville office, all of my paperwork was ready and the account set up. I only needed to drop off the deposit and select my check design! Jacqueline T3/15/08 12:45 PM4.4 StarsAwesome credit union... was able to sign up online then just walk in and finish the paperwork. Melissa M3/14/08 11:55 PM2.2 Starsoverall sccu provides top notch quality service to their customers with a personal touch and a friendly banking experience which is expected out of the best. Frances F3/14/08 11:34 PM5.0 StarsI wanted to change banks as there were several problems and I wanted out,so I told my friend and she said she has has SCCU fo about 20yrs so I came to you also and am very please. Your personal at Babcock St and the one in Wal Mart are very pleasant and helpful. Thank You, Frances F. Lisa H2/15/08 1:07 AM4.9 Starseveryone was pleasant and professional. it was very easy. i didn't even mind the credit check Carrie W2/13/08 9:32 PM3.3 StarsI am always treated with concern and respect with I call member services. Sharon Y2/9/08 12:50 PM5.0 StarsGreat bank, great service and very friendly staff. Andrea S2/8/08 11:42 PM5.0 Starsglad that I opened a account here Leslie F2/8/08 10:47 PM2.9 StarsImprive wait time. If I hadn't needed to open the account immediatly, I would have gone to another banking facility. I held an account in previous years and the experience was good. Sabrina D2/8/08 6:56 PM3.3 StarsSatisfied! Delia C2/8/08 6:25 PM4.3 StarsOverall i am very satisfied Linda B2/8/08 5:24 PM2.7 StarsI find all the staff to be extrememly polite and helpful. Timothy F2/8/08 4:18 PM4.9 StarsSCCU Is The Best Bank there is! Jennifer S2/8/08 4:11 PM3.6 StarsAs a retired employee of Digital Federal Credit Union, I was anxious to find a Credit Union here that was as good, if not better, than DCU. I am pleased to say that SCCU is meeting my expectations. Thankyou! Jessica T1/10/08 1:34 PM3.3 Starsshow what check card transactions are on hold from vendors, online bill pay is too slow (if I request I want a bill paid on a certain day it should be paid on that day, not 7 days from then) these are the 2 things I miss most from Wachovia!!! if they can do it , so can you!!! John M1/5/08 3:49 PM5.0 StarsPersonally the level of service that both I and most of my family have recieved at the credit union has always been supurb! Robert G1/4/08 7:06 PM4.2 StarsI was not to keen on the bank changing my PIN # when they issued my new debit card! Sherry S1/3/08 6:33 PM3.9 StarsI have compared SCCU with other banks and they seem to be the most user friendly and helpful bank I've come across, only minus the fees. Thanks. Curtis H12/29/07 4:52 PM4.0 StarsSCCU is everywhere so it's always easy to access my account. I appreciate that. Daphne H12/26/07 8:34 PM4.1 StarsI wanted to pay my bills on line and came to your credit union over a year ago/Paying my bills is a pleasure and not the chore it used to be. I love it and recommend you to all my friends and family. James C12/26/07 5:57 PM3.7 StarsGood job so far! Matthew B12/25/07 5:05 PM4.1 StarsOther than the Call 24 service access as mentioned in the "Could we have done better" field, being a member of SCCU is a wonderful experience. Linda E12/20/07 4:12 PM5.0 StarsI moved her from Los angeles (Western Federal Credit Union) and I have never been more pleased with SCCU. In fact the only think I like in Florida is SCCU. Jenny S12/19/07 6:27 PM4.8 StarsThe banking staff at the Palm Bay Rd. location has excellent cutomer service and is ALWAYS adequate in number, personable and cheery! Opening your checking account is fast and easy! You can open an account:
Brevard: 321-752-2222 |
Corporate Headquarters: Space Coast Credit Union 8045 N. Wickham Road Melbourne, Florida 32940
Space Coast Credit Union is federally insured by National Credit Union Administration.
Space Coast Credit Union membership open to all who work or live in Brevard, Volusia, Flagler, Indian River, Osceola, Orange, Seminole, or St. Lucie Counties in Florida.
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Space Coast Credit Union (SCCU) © 1996 - 2008
