College-age members (age 18 – 21) may choose from any checking account service. Also ask for a free Visa® Debit Card. This will allow you to make purchases or withdraw cash at ATMs worldwide. Select a card that expresses your personal style!

All SCCU Checking Accounts feature:

• NEW Debit Rewards!
• FREE Visa® Debit card (with no PIN usage fees)
• FREE Bill Payer
• FREE Direct Deposit Available
• FREE BudgetMaster service
• Unlimited debit and ATM card transactions*
• Available Overdraft Protection from your SCCU savings account or credit card
• Additional benefits like free checks, waived fees at non-SCCU ATMs and discounted auto rates, based on your household's Member Rewards™ level.

Open your Checking Account by calling Express Services, Monday-Friday 8:00am-6:30pm or Saturday 9:00am-3:00pm.

Brevard: 321-752-2222, option 3
Toll Free: 800-447-7228, option 3

With our CALL-24 service, you can access your account by phone 24 hours a day, 7 days a week.

By using CALL-24, you can:

• Check your balance
• Verify cleared checks and debit transactions
• Verify deposits or withdrawals
• Make loan or credit card payments from other SCCU accounts
• Request withdrawals or loan advance checks (which are mailed to you)
• Cross-account transfers to a family member's account

Request a CALL-24 PIN if you don’t have one already by calling the Member Service Center 24 hours a day.

Brevard: 321-752-2222, option 5
Toll Free: 800-447-7228, option 5

With our FREE Online Banking, you’ll have instant access to your account information 24 hours a day, 7 days a week. Log on from any page within SCCU.com.

By using Online Banking, you can:

• Check your balance, make transfers, verify deposits or withdrawals, and access a number of automated Self-Services, like applying for a loan or changing your contact information.
• Set up Alerts to notify you when certain activity occurs.
• Pay bills using FREE Bill Payer.
• Set up Family Banking, giving whoever you choose limited access to your account.
• Download your account information to Microsoft® Money.
• View your SCCU statement online, available by the 4th of each month.
• View and print your 1098 and 1099 tax forms.

If you already have a CALL-24 PIN, but have never used our Online Banking services, log on using your CALL-24 PIN to enroll. Then set up your unique Username and Password.

If you do not have a CALL-24 PIN, call the Member Service Center to request one.

An SCCU Student Credit Builder Card can help college students in several ways, if used judiciously. It’s recommended to read this article before you decide to get a credit card. Also, access this helpful link for specifics on opening an SCCU Student Account Savings-Secured Credit Card.

Your parent or legal guardian may need to co-sign the application, or have them include you as an authorized user of their credit card.

Open your Student Credit Builder Card by calling Express Services.

E-Statements are convenient and delivered right to your inbox. They also prevent identity thieves from stealing your paper statement from your physical mailbox.

To sign up for e-Statements, logon to Online Banking, then visit the Additional Services tab and choose Cancel Paper Statements from the Account Services section.

This service allows a parent or legal guardian to make deposits to your account simply by transferring money online or using CALL-24.

Contact the Member Service Center for information.

If you are living outside of the SCCU service area, you can easily access your accounts through CALL-24 or Online Banking, and any ATM that displays the Star, Visa® or CU-24 logo.

What if you need to make a payment on an SCCU loan, but can't transfer it by phone or online because your checking account is with another financial institution? Access the Shared Service Center branch nearest you and conduct your transaction right in the lobby.

Transactions You Can Make:

• Deposits
• Withdrawals
• Transfers between SCCU accounts
• Purchase Travelers Cheques
• Money Orders
• Stop Payment Orders
• Credit Card Cash Advance
• Loan Payments
• Statement Printouts
• Balance Inquiries

Call the Member Service Center to locate the nearest Shared Service Center branch.

*ATM and/or debit card will be issued subject to our usual credit criteria.