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Fee Schedule Effective February 1, 2005 Deposit Accounts   Basic Silver Gold Platinum SCCU Membership Fee, when opening accounts $5.00 $5.00 $5.00 $5.00 Easy Checking balance below $500 min during the month (per month) $5.00 Select Checking balance below $750 min during the month (per month) $7.00 Switch from Select Checking to Easy Checking $7.00       Odyssey Checking balance below $750 min during the month (per month) $5.00 High Yield Checking balance below $5,000 min during the month (per month) $9.00 Statement Copies* $5.00   History of account since last statement $5.00 Remove a joint owner from account $5.00       Dormant account: no member generated activity within 24 months (per month) $5.00       Money Market Account balance below $2,500 min during the month (per month) $9.00       Uncollected Funds Fee $29.00       Non-sufficient funds due to share draft including automatic payments (ie life insurance, health club payments, mortgage payments) $29.00       Automatic Overdraft Transfers (to cover share draft, automatic payments, transfer of funds and point-of-sale) per transfer $4.00       Stop Payment Order (one check) $15.00   Series of checks $25.00   Copy or inquiry of a cleared SCCU draft* $2.00   Account reconciliation (by appt.) per hour $20.00       Account research per hour $15.00       Counter Checks (minimum of 5) each $.50   SCCU Withdrawal Checks Payable to Member Only No Fee       Payable to Member/Second Payee $3.00 Signature Guarantees $10.00   Purchase price of checks (Limitations Apply) varies with style and quantity 1 Free Box Free Odyssey Checking (50+ members) 1 Free Box 1 Free Box 1 Free Box Savings Account only - balance below $300 min during month (per month) $3.00 Non-Interest, Interest and High Yield Checking Accounts - over 20 Items (per month) $.20 Continuous Overdraft $2.00       Rejected Checks Due To Third Party Printing (per item) $2.00       New Directions Account Closure Fee (within 6 months of opening) $50.00       ATM Card Basic Silver Gold Platinum Non CU-24 ATM transactions on foreign machines (each) $1.25 $1.00 Non CU-24 ATM inquiries on foreign machines (each) $1.25 $1.00 Non CU-24 ATM denials on foreign machines (each) $.50   CU-24 deposits, withdrawals, transfers (each) $.50   Overdrawn account through ATM (Overdraft protection does not apply) $29.00       VISA & VISA Debit Card   Non-sufficient funds for Visa Debit Card purchase $29.00       Over your credit card limit $20.00       Late payment fee (excluding 25 day grace period) $25.00       Priority card issuance (per card) $15.00     Original sales draft (each) $6.00       Sales draft copy (each) $2.00         BillPayer Basic Silver Gold Platinum Monthly Service Fee $6.95* $5.95* $4.95* Free   *plus $.40 per transaction over 20 transactions per month Overdraft Fee $4.00 per transfer Stop Payment Fee $15.00 per item Check Copy Fee $5.00 per check copy NSF Fee $29.00 per item Research Fee $20.00 per hour Priority Mail Fee $10.00 Special Services**   American Express Gift Checks (each) $2.50 Traveler's Checks (per $100 purchase) $1.50   AMEX Traveler's Cheques for Two (per $100 purchase) $2.00   Money Orders (each) $3.00 Official Checks (each) $3.00 Stop payment on Official/Credit Union check $25.00       Copy of Official Check/Credit Union check $2.00 Incoming wire $10.00       Outgoing wire (domestic) $15.00       Outgoing wire (outside the U.S.) minimum $35.00       Foreign items sent for conversion to U.S. dollars (non SCCU fee for processing) minimum $75.00       Collections items $15.00       Early account closing (within 6 months of opening) $5.00       Returned deposited check drawn on another institution $5.00 Telephone withdrawals or transfers (except Call-24) $1.00   Night Depository Free       Notary Public (non SCCU business) per signature $2.00   Copy Service (each) $.25 Western Union/Commercial Money Orders Varies with amount Safe Deposit Rental Fee yearly 3x5= $25.00 3x10= $40.00 5x10= $60.00 10x10= $100.00 Safe Deposit Box Drilling Fee $100.00 Safe Deposit Box Rental Late Fee $5.00 Safe Deposit Box Key Replacement $10.00 Levies & Writs per document $25.00 Fax Service (1st page) $3.00 Each additional page $1.00 Bond Coupon Redemption (per envelope) $5.00       Telephone Inquiries (non Call-24) $1.00   Check cashing fee if amount of cash returned exceeds the amount on deposit $3.00 Teller Withdrawal fee (3 free per month) thereafter $2.00 Verification of Deposit (By Mail) $5.00       (By Fax) $7.00       Subordination Fee $150.00       Your credit union provides you with basic financial services at the most favorable rates and terms possible. Because we are a not-for-profit organization we've been able to keep our fees on our services to a minimum. If charges occur, they are to cover operating costs. Members and their households who fully participate in the cooperative either by loan or deposit relationships have many of the following fees waived on their Silver, Gold, or Platinum Member Rewards participation level. Fees subject to change. **Some restrictions apply. = No Charge

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Corporate Headquarters: Space Coast Credit Union 8045 N. Wickham Road Melbourne, Florida 32940 PH: 321.752.2222 • TF: 800.447.7228

SCCU © 1996 - 2008 Space Coast Credit Union is federally insured by National Credit Union Administration.

SCCU © 1996 - 2008