SCCU's FREE Checking Account has everything you need to run your household, including:

• No monthly service fee
• No minimum daily balance requirement
• No direct deposit requirement
• Unlimited check writing and teller withdrawals
• FREE Visa® Debit card with Falcon Fraud Protection. Select a card that expresses your personal style
• FREE Debit Rewards – earn merchandise and travel discounts just by shopping!
• FREE Online Banking
• FREE online statements
• FREE Bill Payer
• FREE Direct Deposit. We'll even deliver your form right to your Human Resources department!
• FREE CALL-24 Telephone Banking
• FREE 24-hour Member Service Center – talk to a person anytime!
• FREE ATM Transactions at any of SCCU's over 71 convenient locations
• Unlimited debit and ATM card transactions*
• FREE BudgetMaster service
• Available Overdraft Protection from your SCCU savings account or credit card

Rate and Fee Schedule
Open Your Account

*ATM and/or debit card will be issued subject to our usual credit criteria.

Who knows the most about SCCU's products? Our members, of course! Read our members' actual comments about their FREE Checking Account:

Average Product Rating

Layla B

6/18/2008 12:03:38 AM

4.85 Stars

Wonderful Service! I Went bank shopping for a place to open a new checking account and I loved the way there was a yound lady right there in front of the door to greet me and ask me "how can I help you". Right there, I knew SCCU was it! The other banks were too busy doing other things and another bank was trying to get the attention of new customers of new clients by putting muffins in the front door. Well that didnt work for me. SCCU is awesome!

Heather W

6/14/2008 4:36:29 PM

5 Stars

Thank you for your continued help. The associates are very helpful and cheerful. This outlook and disposition make it very enjoyable to be a part od SCCU.

Adrienne K

6/14/2008 2:29:49 PM

4.57 Stars

I started using SCCU recently and it was sooooo worth it. Thanks for being such a great bank!!

Eric

6/13/2008 10:34:34 PM

5 Stars

Again i have nothing to add everything is perfect

Deborah M

6/13/2008 9:52:24 PM

4.77 Stars

I have recommended SCCU to several friends as a relative recommended it to me.

Lloyd S

6/13/2008 4:22:18 PM

5 Stars

I need to be able to list five beneficiary(s). 5 x 20%= 100%.

jeff m

6/13/2008 3:31:44 PM

4.875 Stars

i'v only been banking with you for a couple of weeks.but i like your bank.

John A

6/13/2008 3:24:03 PM

5 Stars

It was very easy to open an account. It was also very easy to get pre-approved for an auto loan!! The service is great and greatly appreciated!

Michael K

6/13/2008 2:26:04 PM

3 Stars

I feel as though the payment for the initial bunch of checks was handled improperly.

Barbara C

6/13/2008 2:06:29 PM

4 Stars

Not tell someone that their first box of checks is free, when it isn't

Louis P

5/19/2008 2:23:29 PM

4.6 Stars

more opptions for people who are trying to rebuild their credit.

DAWN B

5/13/2008 12:33:47 AM

3.5 Stars

I LOVE MY CHECKING ACCOUNT GUY HE WAS GREAT AND ANSWERED ALL MY QUESTIONS IT WAS QUICK AND EASY AND HE WAS VERY HELPFUL

Lisa B

5/9/2008 6:08:13 PM

3.4 Stars

I am happy 100% so far.

Victoria C

5/9/2008 5:39:07 AM

3.5 Stars

I opened my account in the West Melbourne, Fl Wal-Mart branch. Everyone there was extremely helpful and friendly. I really appreciate the great customer service i received.

Carole L

5/8/2008 7:46:00 PM

3.1 Stars

so far I have used ATM machine outside of bank...very quickly and easily. My debit cards works well and the online banking is good. We applied for and received an auto loan, however that took longer than we were told.

Julie W

5/8/2008 3:40:29 PM

4.7 Stars

All the associates at the Rockledge South Branch are great! They are the most helpful and friendly group of people. I enjoy going. They keep me coming back for more of my banking needs! Also I have had to use customer service via the phone and they have always offered great service too. I have been with SCCU since 1988 and have seen the company grow in the most postive ways. Thank you.

Jerry T

5/8/2008 3:28:18 PM

2.9 Stars

We are new to SCCU so it is early to reflect on some of your questions.

Kay T

5/8/2008 3:03:21 PM

5 Stars

Great Service! Thank you!

Debra N

5/8/2008 3:01:47 PM

3.5 Stars

Opening my checking account on the telephone was effortless...We went into the branch and completed our paperwork again effortlessly...Overall, it was a pleasant task.

Roxanne R

5/8/2008 2:43:40 PM

4.5 Stars

SCCU has the best customer experience ever!!!

Margaret M

5/8/2008 2:08:31 PM

5 Stars

To all the SCCU staff: Keep up the good work!

Melinda M

5/8/2008 2:01:53 PM

4.5 Stars

I am constantly recommending for everyone to change banks to SCCU

Kimberlee N

4/25/08 2:56 PM

4.5 Stars

All the employees that I have met since I joined Space Coast Credit Union are very nice and professional. They treat me like I am a human being and not just an account number.

Carol A

4/21/08 3:05 AM

2.7 Stars

I did not like setting up my account via phone while in the credit union and, then, being passed on to an account rep to finish the set up. When my husband and I set up our original account several years ago we sat down with a representative who explained everything, etc. This time when I left the credit union I was confused about the whole experience. Your current method of opening accounts is very poor. If my husband and I weren't already members of the credit union, I would not have continued with my account after the above experience. I would have looked for some place where they cared enough to have one person handle the entire experience of opening an account.

Carrie D

4/17/08 5:00 AM

5 Stars

Great overall experiance with your bank. My last bank did nothing but charged me for everything. I am so glad to be part of this institution.

TAMEKA Z

4/16/08 4:37 AM

5 Stars

FROM THE TIME I OPEN MY ACCOUNT ONLINE UNTIL I RECEIVED MY CHECKS IN THE MAIL EVERYONE WAS VERY NICE. EVERYONE FROM ONLINE ON THE PHONE AND IN THE BRANCH ANSWERED ALL MY QUESTIONS. THANK YOU

Janet F

4/15/08 7:55 PM

2.7 Stars

I have 2 checking accounts at SCCU and the first one took a half hour at Wal Mart and included everything. The second one was done by a different teller at Wal Mart and was not complete.

Erin E.

4/15/08 2:41 PM

4.4 Stars

I was especially pleased with Space Coast Credit Union concerning my application for automobile financing. The process was fast, efficient and pleasant. Space Coast's representatives were courteous and knowledgeable.

Chester A

4/15/08 2:20 PM

3.8 Stars

The staff at SCCU were VERY helpful, understanding. You couldn't ask for any more. THANKS!

Jessica L

4/15/08 2:00 PM

5 Stars

You guys do a great job at helping me with me with all my banking needs

Ruth M

4/15/08 1:52 PM

4.4 Stars

Every time I have called I have never received a put off. I haave always received courteous service from anyone that I spoke to.

Lonnie T

4/15/08 1:32 PM

3.5 Stars

It a joy yo be a SCCU account holder!!

Anthony W

4/15/08 1:23 PM

5 Stars

The only thing I would have to comment on. Is when I opened my account. I was told when, my direct deposits starts. I would recieve a $100 in my account. Well I didn't but other then that. I think your bank is good so far.

Shane C

4/15/08 1:21 PM

3.8 Stars

I am very pleased thus far with my experiences with SCCU and your employees. The call center was extremely accomodating and friendly.

Heather T

4/12/08 5:57 PM

4.8 Stars

I love Space Coast Credit Union! :)

Paul F

4/07/08 12:07 AM

4.7 Stars

You have friendly, knowledgeable staff who walked me through the sign-up process. They were willing to spend a few extra minutes which is rare. Good job!

Deyonta B

4/05/08 3:10 PM

4.4 Stars

I am happy that they make the online banking user friendly and that the customer service reps are friendly and explain all of the steps that they are taking to assist you in detail.

Kelli S

3/31/08 11:29 PM

5.0 Stars

It would be nice to see your checking and savings balance on your deposit slip.

Gwendolyn M

3/31/08 12:43 PM

3.3 Stars

I have been very happy with the Credit Union and their staff.

Laura B

3/26/08 1:29 AM

5.0 Stars

I LOVE THE SERVICE BOTH ON THE PHONE AND IN LOBBY.I CHANGED FROM SUNTRUST TO SCCU,IM VERY HAPPY WITH MY CHOICE.THE ONLY BAD THING IS THE DRIVE THREW LINE IS ALITTLE RIDICULOUS.ITS ALWAYS A LONG WAIT.BUT OTHER THAN THAT SCCU IS WONDERFUL

Damaris

3/18/08 7:48 PM

4.2 Stars

The Member Service Center adequately handles my requests and concerns by phone ASAP.

Ashlee B

3/18/08 10:32 AM

4.8 Stars

Tori was very kind and professional at the SCCU in Palm Coast

Brett G

3/17/08 4:59 PM

3.6 Stars

FYI - I opened a business account mid last year and was offered nothing by the person that I dealt with as far as credit cards, loans, etc. I went to Bank of AMerica and was offered SBA Loans, credit cards and lines of credit immediately.

Carol T

3/17/08 12:47 AM

3.9 Stars

I loved that SCCU provides an automated capability to apply for checking/saving services. When I arrived at SCCU's Titusville office, all of my paperwork was ready and the account set up. I only needed to drop off the deposit and select my check design!

Jacqueline T

3/15/08 12:45 PM

4.4 Stars

Awesome credit union... was able to sign up online then just walk in and finish the paperwork.

Melissa M

3/14/08 11:55 PM

2.2 Stars

overall sccu provides top notch quality service to their customers with a personal touch and a friendly banking experience which is expected out of the best.

Frances F

3/14/08 11:34 PM

5.0 Stars

I wanted to change banks as there were several problems and I wanted out,so I told my friend and she said she has has SCCU fo about 20yrs so I came to you also and am very please. Your personal at Babcock St and the one in Wal Mart are very pleasant and helpful. Thank You, Frances F.

Lisa H

2/15/08 1:07 AM

4.9 Stars

everyone was pleasant and professional. it was very easy. i didn't even mind the credit check

Carrie W

2/13/08 9:32 PM

3.3 Stars

I am always treated with concern and respect with I call member services.

Sharon Y

2/9/08 12:50 PM

5.0 Stars

Great bank, great service and very friendly staff.

Andrea S

2/8/08 11:42 PM

5.0 Stars

glad that I opened a account here

Leslie F

2/8/08 10:47 PM

2.9 Stars

Imprive wait time. If I hadn't needed to open the account immediatly, I would have gone to another banking facility. I held an account in previous years and the experience was good.

Sabrina D

2/8/08 6:56 PM

3.3 Stars

Satisfied!

Delia C

2/8/08 6:25 PM

4.3 Stars

Overall i am very satisfied

Linda B

2/8/08 5:24 PM

2.7 Stars

I find all the staff to be extrememly polite and helpful.

Timothy F

2/8/08 4:18 PM

4.9 Stars

SCCU Is The Best Bank there is!

Jennifer S

2/8/08 4:11 PM

3.6 Stars

As a retired employee of Digital Federal Credit Union, I was anxious to find a Credit Union here that was as good, if not better, than DCU. I am pleased to say that SCCU is meeting my expectations. Thankyou!

Jessica T

1/10/08 1:34 PM

3.3 Stars

show what check card transactions are on hold from vendors, online bill pay is too slow (if I request I want a bill paid on a certain day it should be paid on that day, not 7 days from then) these are the 2 things I miss most from Wachovia!!! if they can do it , so can you!!!

John M

1/5/08 3:49 PM

5.0 Stars

Personally the level of service that both I and most of my family have recieved at the credit union has always been supurb!

Robert G

1/4/08 7:06 PM

4.2 Stars

I was not to keen on the bank changing my PIN # when they issued my new debit card!

Sherry S

1/3/08 6:33 PM

3.9 Stars

I have compared SCCU with other banks and they seem to be the most user friendly and helpful bank I've come across, only minus the fees. Thanks.

Curtis H

12/29/07 4:52 PM

4.0 Stars

SCCU is everywhere so it's always easy to access my account. I appreciate that.

Daphne H

12/26/07 8:34 PM

4.1 Stars

I wanted to pay my bills on line and came to your credit union over a year ago/Paying my bills is a pleasure and not the chore it used to be. I love it and recommend you to all my friends and family.

James C

12/26/07 5:57 PM

3.7 Stars

Good job so far!

Matthew B

12/25/07 5:05 PM

4.1 Stars

Other than the Call 24 service access as mentioned in the "Could we have done better" field, being a member of SCCU is a wonderful experience.

Linda E

12/20/07 4:12 PM

5.0 Stars

I moved her from Los angeles (Western Federal Credit Union) and I have never been more pleased with SCCU. In fact the only think I like in Florida is SCCU.

Jenny S

12/19/07 6:27 PM

4.8 Stars

The banking staff at the Palm Bay Rd. location has excellent cutomer service and is ALWAYS adequate in number, personable and cheery!

Opening your checking account is fast and easy! You can open an account:

1. By Phone

   An Express Services Associate can help you select the account that best meets your needs. Associates are available 24 hours a day, 7 days a week!
   Brevard: 321-752-2222, option 3
   Toll Free: 800-447-7228, option 3
   

2. Online

   Open an account right on SCCU.com! Choose the account type, enter some personal information, and an Associate will contact you to complete the process. You can also open new accounts from inside Online Banking (this feature is only available to members of our free Online Banking program. Not a member? Sign up now!)

3. At Any Branch

   Visit any of SCCU's 31 convenient branch locations. You'll speak to an Express Services Associate over the phone in the branch, and can complete all of the paperwork immediately with your Branch Member Service Specialist.