SCCU's New Directions Checking Account has everything you need to run your household, including:

• $25 minimum opening deposit
• New Directions Savings Account required as your primary SCCU account
• No minimum balance required
• 20 check items per month FREE. 20 cents per check over 20 checks
• After you have held the account for at least one year, you may contact SCCU to request conversion to a regular account relationship. Approval will be dependent on your account history
• 3 teller withdrawals per month free; thereafter, a $2 charge for each withdrawal
• No direct deposit requirement
• FREE Visa Debit card with no deposit capability and $100 withdrawal limit
• Checks other than the approved, verified payroll check will be deposited to the savings account and will be held for 11 business days.
• FREE checks (one exclusive style box for Gold Members; unlimited boxes exclusive style for Platinum Members)
• FREE Online Banking
• FREE online statements
• FREE Bill Payer
• FREE Direct Deposit. We'll even deliver your form right to your Human Resources department!
• FREE CALL-24 Telephone Banking
• FREE 24-hour Member Service Center – talk to a person anytime!
• FREE ATM Transactions at any of SCCU's over 71 convenient locations
• FREE BudgetMaster service
• Waived fees at non-SCCU ATMs, and more based on your household's Member Rewards™ level
• No paid NSF service available (SCCU will not honor checks submitted for amounts greater than the available balance)
• Available Overdraft Protection from your SCCU savings account or credit card

Rate and Fee Schedule
Open Your Account

*ATM and/or debit card will be issued subject to our usual credit criteria.

Who knows the most about SCCU's products? Our members, of course! Read our members' actual comments about their New Directions Checking Account:

Average Product Rating

Senetha J

5/9/2008 1:52:24 PM

3.8 Stars

I previously sent in a letter of review from an experence in your Rockledge Branch. I was very impressed with the professionalism, knowledge and helpfulness your Cust Service Specialist exibited. If your staff in other branches are has helpful and professional

Brenda H

5/9/2008 1:28:51 PM

5 Stars

I received the wrong debit card, it was re-ordered and sent out immediately. I was very satisfied with the outcome and customer service. I have heard in the community about SCCU and decided to give it a try. I have been pleased so far.

Jennifier K

5/8/2008 3:49:05 PM

4 Stars

Everything is good I would not change a thing

William M

5/8/2008 3:30:49 PM

5 Stars

Being a small business, it is always nice to have a bank that works with you instead of against you. The staff is wonderful and very helpful. Keep up the great work!

Dolores G

5/7/2008 11:46:20 AM

4 Stars

I am very happy with the office in New Smyrna Beach. My whole family banks there. The people who work there are very friendly and professional.

Barbar G

4/16/08 1:19 AM

4.4 Stars

You have serviced me very nicely both in the Titusville branch, and the Merritt Island Branch. My on line service is great as has been any calls that I have made to the office.I said it all above but I am very happy to be a member and one day I really will have some money in the accounts too ..ha haha...have a wonderful day.

Erica C

4/16/08 12:35 AM

3.8 Stars

The hours of the bank could be a little more convient with at least a late night one night or a Saturday till noon or so.

Natasha A

4/15/08 5:22 PM

5 Stars

The accounts are very easy to follow online, and the representative who helped me set up my accounts over the phone was very courteous and helpful.

Makeya T

3/28/08 1:01 PM

5 Stars

Nothing. I'm happy with everthing.

James D

3/21/08 7:11 AM

1.5 Stars

Make transactions show up quicker online.

Terry O

3/20/08 3:52 PM

4.6 Stars

everyone that I had dealt with at SCCU has been very pleasant and helpful. They treat me like a person not a number and that I am important, not an disruption in their work schedule. thank you

candido r

3/17/08 1:55 AM

5.0 Stars

Good service always get the trust of the menbers.

jason m

3/15/08 1:18 AM

5.0 Stars

excellent

tynsle p

3/7/08 12:23 AM

4.1 Stars

i love this credit union

Maria V

2/14/08 3:51 AM

1.8 Stars

Your bank does not explain that overdraft is not really a protection

Steven F

2/9/08 1:37 AM

4.3 Stars

I am very happy with Space Coast

Stacy L

2/8/08 5:43 PM

2.3 Stars

I'm otherwise satisfied with my acct. so far.

Amanda p

2/8/08 5:24 PM

4.8 Stars

i have had the best experience with space coast credit union!

Timothy C

2/8/08 3:20 PM

2.3 Stars

I was delighted by everything except having to talk on the phone at the bank to open the account.

matthew k

1/10/08 7:56 PM

4.4 Stars

EXCELLENT customer service at my local branch (palm coast west)

Brad F

1/7/08 10:05 PM

5.0 Stars

Helped my manage my money

Kerry H

1/3/08 3:12 PM

5.0 Stars

It would be nice if SCCU got more updates ATM's for their members. The ATM are old and are often broken when I got to a branch to use one. This takes the convenience out of using an ATM. Also, I wish their was a way that you could allow people with restrcted accts to make deposits via the ATM. Maybe make it so that the funds do not become available until the deposit is verifed, but still allow those of us with this type of acct to still make the deposit through an ATM. I find the ATM services a little resrtictive to members.

Kimberly W

1/3/08 2:44 PM

3.9 Stars

Once, I over withdrew my account in the amount of 39 cents. Of course, I automatically incurred a hefty fee. When I brought this up to one of SCCU's associates, she quickly opted to remove the fee because the overdrawn amount was so little. That really made a difference and it was clear she was very customer service oriented.

Dawn C

12/30/07 3:03 PM

4.3 Stars

Please put a branch in Seminole County! We moved to the Lake Mary area and need to drive to Deltona to do any "in person" banking. Just put one on the other side of the St. John's for those of us who don't want to switch from SCCU! As for the personnel, they are always wonderful! Whether it be on the phone or in person the customer service is excellent. When my husband goes into the Deltona branch and the teller is working, he always greets my husband with a boisterous greeting by name. I know its an easy name to remember when it is your own, but its a nice touch.

Elizabeth D

12/28/07 6:43 AM

4.3 Stars

My son and daughter also have accounts with SCCU.

Heidi E

12/17/07 3:52 PM

4.4 Stars

Overall I love Space Coast Credit Union especially the customer service department. They are very helpful and friendly.

Danielle

12/17/07 3:23 AM

4.1 Stars

I am very happy with the service at SCCU. The tellers are always friendly and helpful at every location I go. If a friend of mine complains about their bank I always recommend that they switch to SCCU! Thanks for doing a great job!

Angela B

12/15/07 6:08 PM

5.0 Stars

I love banking with SCCU.

Donna S

12/14/07 2:39 AM

3.9 Stars

I have never encountered such personal attention and service. As a new customer, the people at SCCU have been attentive, helpful and genuinely kind. This was all in addition to the real reason we switched to SCCU - great rates!

Michelle G

12/13/07 10:35 PM

2.2 Stars

I love your staff, it is so nice to walk into the branch office and they know not only your name, but your kids name, too. We've been trying to find a bank like this for a while.

Eilleen D

12/12/07 3:03 PM

5.0 Stars

I am satisfy and happy with your services and your help is really wonderfull. Thanks everyone for your help and services.

Jeffrey D

12/12/07 5:55 AM

4.3 Stars

The banking here is awesome! Don't change anything.

Donald M

12/11/07 12:17 PM

3.7 Stars

We shouldn't have to shout personal information in teller line!

Karen C

12/10/07 7:24 PM

3.4 Stars

My money in the bank is mine whether it is savings or checkings. I feel that if I overdrawn money in my Checkings that there should be no fees for transfering money from savings to checkings. If I had no money in my savings and overdrawn in checkings, then a fee should be provided. I've been a customer for over 20 yrs. and I have been happy with the service, just no the fees.

Patti Jo C

12/9/07 3:43 PM

4.4 Stars

Very kind pleasant people,good advice,too. I bought my car from enterprise and it was so easy. I trusted the staff.

Eric S

12/9/07 1:27 PM

4.4 Stars

I will continue to conduct my business with Space Coast CU

Jay M

12/9/07 1:03 PM

3.8 Stars

your actual bank centers are amazing!!!!! all tellers know my name, and are the nicest people ever!

Sharista S

12/9/07 3:51 AM

5.0 Stars

While it is understandable that someone like me with a poor credit rating would need a special account to re-start their credit. I do not understand why I should be charged should I decide to leave the bank before 6 months. What happens if I should move out of the service area for this particular financial institution? It is as if I am punished for leaving because either the products or services are not up to my standards or if I should need a different type of banking resource.

Jason H

12/8/07 9:19 PM

3.3 Stars

The bank associates at Deltona are always very friendly and helpful.

Clayton L

12/8/07 7:30 PM

4.8 Stars

the customer service is great, phone support answers the phones faster than any other bank I've used. Inside tellers respond quickly and are 99% of the time in a cheery mood.

Opening your checking account is fast and easy! You can open an account:

1. By Phone

   An Express Services Associate can help you select the account that best meets your needs. Associates are available 24 hours a day, 7 days a week!
   Brevard: 321-752-2222, option 3
   Toll Free: 800-447-7228, option 3
   

2. Online

   Open an account right on SCCU.com! Choose the account type, enter some personal information, and an Associate will contact you to complete the process. You can also open new accounts from inside Online Banking (this feature is only available to members of our free Online Banking program. Not a member? Sign up now!)

3. At Any Branch

   Visit any of SCCU's 31 convenient branch locations. You'll speak to an Express Services Associate over the phone in the branch, and can complete all of the paperwork immediately with your Branch Member Service Specialist.