Money Sense

Start Youth on Road to Lifetime Prosperity

Special sections on our web site for kids and teens provide a fun, upbeat format to learn the skills needed to build a sound financial future.

For all of our youth accounts, minimum opening deposit is just $5*, there are never any fees, and interest is earned on all money on deposit, no matter how small the amount. Up to age 18, youth accounts require a joint account holder who is a parent or legal guardian.

  • Children 12 and under are eligible for membership in our Sea Turtle Club.


  • Members age 13 to 21 are eligible to open a Student Account. Available benefits increase with age. For example, at age 13, account holders may be eligible for an ATM card or checking account with the approval of a parent or legal guardian.

Don't let your child miss out on a healthy financial future-it's one of the greatest gifts a parent can give. To open an account, call (321) 752-2222 or (800) 447-7228, for Express Services or simply click here.

*Plus a $5 membership fee for new members.

The information on this page is for educational purposes only. SCCU is not engaged in providing estate planning or other advice. Please consult with a competent estate planning professional regarding any specific estate planning questions.