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First Mortgage "EASY REFI" Loan
Receive a credit up to $5,000 to offset any refinancing costs. Use this mortgage to convert your adjustable rate mortgage to a fixed rate, take some cash out to make home improvements, or lower your monthly payments.
Learn More Apply Now - Contact Us
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Member's Advantage Mortgage!
Members with 2 or more years of SCCU membership and excellent credit may qualify for up to 95% financing with no PMI requirement.
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My Community Mortgage
Offered by Fannie Mae, this program is geared towards lower to middle income first time homebuyers and offers a minimal down payment and reduced PMI coverage. Apply
Now - Contact Us
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First Time Homebuyers
SCCU program for new home owners who have good credit, stable income, but little savings.
Learn More
Apply Now - Contact Us
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No Stated Income - Apply Online - Contact Us
For members who do not wish to document income. Our stated income loan
programs allow you to qualify without the hassle of providing the standard
income documents required under our standard loan programs. Please contact us
for details.
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Construction Loans - Apply Online - Contact Us
In addition to more traditional loans we also offer
construction/perm loans. This unique loan allows you to close on your
loan with a fixed rate during construction and only have to pay closing
costs once. Minimum loan amount is $50,000.
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