Pay $0 in Lender Fees
Pay Less in Closing Costs With A "Cost Cutter Loan" from SCCU
If you want a home loan, but you don’t want all of the closing costs, our Cost Cutter Loan could be the program for you!
The SCCU Cost Cutter can significantly lower your out-of-pocket costs to obtain a mortgage – even more than $1,000 in many cases.
Get a 15- or 30- Year Fixed Rate Mortgage without paying the Space Coast Credit Union lender fees at application and/or closing.
This program is available to members who:
- Want a 15- or 30-year fixed rate mortgage
- Will be using the home as their primary residence
- Want the loan for a purchase, refinance or construction
Great SCCU service, low interest rates, and now lower closing costs from people you know and trust - apply today!
3 Easy Ways to Apply:
Online at SCCU.comBy Phone with Express Services
Mon-Fri 8-6:30, Sat 9-3Brevard: (321) 752-2222, Option 3
Toll-Free: (800) 447-7228, Option 3
At Any Branch
To schedule an appointment, visit any branch.
* For qualified members, Space Coast Credit Union (SCCU) will waive or pay for some of the services or products required by SCCU. This program is only offered to member’s purchasing their primary residence. SCCU will not include in this offer or pay for the following: 1) taxes, including but limited to property taxes, recording taxes, document stamp taxes, intangible taxes or other taxes or fees; 2) interest, including but limited to prepaid interest or discount points; 3) fees related to owning the home and not directly related to the granting of credit, including but not limited to property insurance (e.g. flood and/or hazard insurance, homeowner’s association fees or special assessment and other fees; 4) fees or costs for products or services voluntarily chosen by the member. Closing costs vary by loan program, loan amount and property location. SCCU will not pay any fees associated with loans after the loan is closed, traditional fees paid by the seller or fees paid for the purchaser by the seller or other third party. Additional restrictions may apply. Primary residence and purchase, refinance or construction loans only. No manufactured housing. Maximum loan amount $417,000. Offer is subject to change or cancellation without notice.
