Mortgage Refinance Program
Is your Home the Right Size, but your Mortgage Payment is Too Big?
Dramatically higher insurance costs and rising tax rates have resulted in higher monthly mortgage payments for many members. Rising rates on home equity lines of credit can compound the issue.
The mortgage you chose when you built or purchased, or when you tapped into your home’s equity, may not be what you need today. Our mortgage specialists can review your current home loan situation, and recommend a solution tailored to your needs.
Whatever your mortgage goal may be – lower your monthly payment, streamline your 1st and 2nd mortgages into one payment, or get cash out for a project or expense – we can help.
For a limited time only, SCCU is offering a
“Members Only” First Mortgage Refinance Loan*!
Members taking advantage of this offer will receive a credit of up to $5,000* to offset any refinancing costs. Click here to see the closing cost credit by mortgage amount.
When applying, make sure to request or input
the promo code EASY REFI!
3 Easy Ways to Apply:
Online at SCCU.comBy Phone with Express Services
Mon-Fri 8-6:30, Sat 9-3Brevard: (321) 752-2222, Option 3
Toll-Free: (800) 447-7228, Option 3
At Any Branch
To schedule an appointment, visit any branch.
*Limited time offer. SCCU’s normal credit criteria apply. Not all applicants will qualify for a loan. Amount of closing cost credit based on loan amount. SCCU will credit $375 (up to a maximum of $5,000 in closing costs) for every $50,000 in loan amount at closing. Example: A loan amount of $225,000 will qualify for $1,875 in credit. Maximum loan to value: 95%. Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Amount of waived closing costs, as detailed on the Settlement Statement at closing, must be paid back to SCCU if the loan is paid off within the first 36 months from the first payment due date. SCCU will determine the method used to evaluate property value. Maximum cash permitted to borrower at closing: $50,000. All normal rate adjustments apply. Owner occupied, primary residence only. New money only. This offer does not apply to existing first mortgage loans held at SCCU. Member Rewards fee waivers are not permitted in conjunction with this offer.
