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SCCU Connections June 2008

PERSPECTIVES

A Message From Charity Clifford,
Director of Call Center Operations

Charity Clifford

Quick! What is the first thing that comes to mind when you think of Space Coast Credit Union? If you are like most of our members, your answer would be a checking account and debit card, and low rates on auto and truck loans. But there is so much more that you can get from SCCU that will let you run your household or business easily, at the lowest possible cost, and with no ugly surprises on your monthly statement.

As a mother, wife, and full-time employee myself, I know it seems easier to keep using the accounts you have someplace else than take the time to find a better deal – or to open that IRA account you keep thinking about. SCCU makes it easy to take action!

To read the full article, visit SCCU.com.


financial workshops

Attend one of the many complimentary Financial Workshops offered by our team of educated, knowledgeable and caring professionals. Take advantage of this valuable member benefit and meet with your CFS* Financial Services representative this month.

JUNE | 11
What is a Mutual Fund? Workshop
SCCU Merritt Island Branch, 4:30 p.m.
Offered by: Philip MacDonald,
Financial Advisor
Reservations required.
RSVP: 321-752-2222, ext. 9227
philipm@sccu.com

JULY | 9
What is a Brokerage Account? Workshop
SCCU Merritt Island Branch, 4:30 p.m.
Offered by: Philip MacDonald,
Financial Advisor
Reservations required.
RSVP: 321-752-2222, ext. 9227
philipm@sccu.com

Investments and investment advisory services offered through CUSO Financial Services, L.P. (CFS) an independent broker-dealer and SEC Registered Investment Advisor are not NCUA/NCUSIF insured, are not credit union guaranteed and may lose value. Space Coast Credit Union is in partnership with CFS. Financial Advisors are employees of Space Coast Credit Union and registered through CFS. (Member FINRA/SIPC).


News & Notes

New External Transfers Feature Coming Soon!

This new feature within Online Banking will provide you with the ability to “link” your accounts at other financial institutions to SCCU. You will have the ability to transfer funds into and out of your SCCU account to or from an account at another financial institution. Look for updates and an instructional video regarding this new feature at SCCU.com.

Branch Closings

Lobbies and drive-thrus will be closed:
All branches, Friday, July 4 for Independence Day.
Daytona Beach branch, Saturday, July 5 for race activities.
For a listing of branch and ATM locations, maps, and hours of service, please visit SCCU.com/locations.

SCCU's Summer Money-Saving Tips

beach ball Gas at $4 per gallon, increased food prices, travel costs...everything keeps going up, so here are some SCCU tips to lower expenses and save money:

beach ball bullet

Refinance your mortgage to potentially save
thousands of dollars
.

  • Receive a credit of up to $5,000 to offset closing costs*
  • Consolidate debt by combining your Mortgage and Home Equity Loan into one low payment
  • The process is easy and we’re with you every step of the way
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Move your checking account.
Save up to hundreds of dollars in fees by using an SCCU checking account to run your household.

  • Free checking or checking with interest
  • Rewards with every debit card
  • Not using your SCCU account? Start! You’re missing out

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Lower your current car payment and save that
extra money instead!

Move the auto loan on the car or truck you’re driving right now to SCCU.

  • No application fee & no out-of-pocket costs
  • Great credit union rates & flexible terms
  • Ask about our payment vacation when you call
beach ball bullet

Go Platinum!
Move your high rate and department store credit card balances to SCCU’s Platinum Visa® credit card.

  • Low introductory rates
  • Great rewards that are easy to earn and redeem
  • Choose from three exclusive card styles

* Limited time offer. SCCU’s normal credit criteria apply. Not all applicants will qualify for a loan. Amount of closing cost credit based on loan amount. SCCU will credit $375 (up to a maximum of $5,000) for every $50,000 in loan amount at closing. Maximum
loan to value: 95%. Loans exceeding 80% of the appraised value of the home require private mortgage insurance. Amount of waived closing costs, as detailed on the Settlement Statement at closing, must be paid back to SCCU if the loan is paid off within the first 36 months from the first payment due date. SCCU will determine the method used to evaluate property value. Maximum cash permitted to borrower at closing: $50,000. All normal rate adjustments apply. Owner occupied, primary residence only. New money only. This offer does not apply to existing first mortgage loans held at SCCU. Member Rewards fee waivers are not permitted in conjunction with this offer.

Personal Accounts Business Services Convenience Services Financial Services Loans & Visa Home Loans Careers

WHAT'S NEW

New Member Discounts

space coast kayaking

Space Coast Kayaking
(Cocoa Beach)
Receive $5 off the regular adult price of $30. Children ages 5-12 are half price!

Space Coast Kayaking offers 2-hour guided kayak nature tours of the Indian River Lagoon and surrounding waterways. Enjoy bird watching, photography, sightseeing and frequent manatee and dolphin encounters. They supply all equipment needed (boat, paddle, personal floatation device, whistle, water, sunscreen and paddle instruction if needed). All ages and all skill levels welcome.

kid float

Summer is here!
Take advantage of the many special offers available only to SCCU members from our Attractions & Recreation selections.

To see the summer fun available at great member prices, visit SCCU.com/discounts, then select “Attractions and Recreation” from the drop-down menu. Just click on any business link for detailed discount information. Visit often – discounts are continually updated. Also stop by the Member Discount table whenever you are at any SCCU branch.

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