Space Coast Credit Union • Connections March 2009



A Message from Doug Samuels, President/CEO I hope that in the past few months you have visited SCCU.com and have noticed the growing presence of ratings and reviews from our members. You may wonder why we are undertaking this effort – and why we are referring to a “Watchdog” label. The SCCU Members’ Watchdog label is both a member–provided rating of SCCU’s products and services and the philosophy behind SCCU’s approach to serving members. Our commitment is to always watch out for the best interests of our members. Unlike a for-profit bank or other financial institution, we can place the interests of our members above making a profit for stockholders or outside investors. As our members search for reliable resources and trustworthy advice during these difficult economic times, we feel that sharing the member experience through our Watchdog ratings and reviews will help provide the open communications that support a strong sense of trust. To read the full article, visit SCCU.com. Annual Membership Meeting Update SCCU’s 2008 financial highlights were presented at the Annual Meeting on February 19th. If you would like to learn more about your credit union’s performance last year, you may pick up a 2008 Annual Report at your nearest branch. 11th Annual Great Brevard Duck Race for Crosswinds Youth Services! Beginning March 12, Crosswinds supporters and duck fans from around the county can purchase their duck ‘adoption’ papers at SCCU’s Brevard Branches for only $5.00 each. These ducks will race to the finish line during the Indian River Festival on April 19, 2009, and the winners will take home one of numerous fabulous prizes. The Great Brevard Duck race is a fundraiser to raise money for Crosswinds Youth Services. For over 30 years, Crosswinds has been dedicated to assisting young people who have experienced great challenges, such as abuse and neglect, family instability, and other crisis situations. New Member Discounts Avtec Homes (Brevard County) Receive a $1,000 discount to be applied toward upgrades or closing costs. JERJEF Homes (Brevard County) Receive $1,000 off closing costs. Drive Away with a Great Deal from GM and Chrysler! Save thousands of dollars on new vehicles from General Motors and Chrysler. Visit the Member Discount page at SCCU.com/discount* for a complete list of participating businesses and the special member pricing available to you.*	Special Note to Members: Many of our members have been impacted by current economic conditions. If you are experiencing difficulty in making your loan payments, please contact us. In the case of vehicle loans, please call even if your loan is from another lender. We may be able to refinance the loan with SCCU and extend your term, which will lower your payment. Membership You have the opportunity to rate your SCCU experiences and share your comments with other members through our Watchdog Rating System. Surveys are delivered via email, so please make sure we have a current email address on record for you. Visit SCCU.com/watchdog* to view star ratings and user comments.* Products & Services SCCU has everything you need to run your household and more! Checking/Debit - Varied accounts to meet your needs - FREE debit card rewards Credit Cards - Platinum Visa® with low rates & no hidden fees - FREE credit card rewards Business Services - Complete range of business products - Local decision makers & fast loan approvals Home Loans - Award-winning mortgage loans - Flexible home equity loans Specialty Loans - Personal loans, signature loans, and more Convenience Services - Free services to make running your life easier - Free Online Banking, Bill Payer, CALL-24 phone access, 24-hour Member Service support, and more Auto Loans - Get pre-approved before you buy or finance at the dealer - Refinance your current vehicle Investments & Insurance* - Licensed financial advisors to help with all your financial planning needs* Savings - Multiple account types to help you reach your goal - CDs, Money Market accounts, and special My Way Accounts Contact Us! Brevard: 321-752-2222 Toll-Free: 800-447-7228 *Investments and investment advisory services offered through CUSO Financial Services, L.P. (CFS) an independent broker-dealer and SEC Registered Investment Advisor are not NCUA/NCUSIF insured, are not credit union guaranteed and may lose value. Space Coast Credit Union is in partnership with CFS. Financial Advisors are employees of Space Coast Credit Union and registered through CFS. (Member FINRA/SIPC).