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SCCU Connections November 2008

PERSPECTIVES

A Message from Teresa E. Farnsworth,
Vice President, Operations

Teresa E. Farnsworth Vice President, Operations

Debit cards are a great convenience – but they’re not all alike! They are much more than just a way to make purchases. Depending on the debit card you carry and how you use it, they can help or hurt your bottom line.

I encourage you to take a moment to think about the features on the card that you currently use. If it’s not an SCCU debit card, you are missing out on one of the most rewarding services offered by your credit union. If you carry an SCCU card, make sure you’re taking advantage of all the features.

To read the full article, visit SCCU.com.


financial workshops

Attend one of the many complimentary Financial Workshops offered by our team of educated, knowledgeable and caring professionals. Take advantage of this valuable member benefit and meet with your CFS* Financial Services representative this month.

NOVEMBER | 12
What is Annuity?
SCCU Merritt Island Branch, 4:30 p.m.
Offered by: Philip MacDonald,
Financial Advisor
Reservations required.
RSVP: 321-752-2222, ext. 9227
philipm@sccu.com

DECEMBER | 10
Opportunities for 2009
SCCU Merritt Island Branch, 4:30 p.m.
Offered by: Philip MacDonald,
Financial Advisor
Reservations required.
RSVP: 321-752-2222, ext. 9227
philipm@sccu.com

Investments and investment advisory services offered through CUSO Financial Services, L.P. (CFS) an independent broker-dealer and SEC Registered Investment Advisor are not NCUA/NCUSIF insured, are not credit union guaranteed and may lose value. Space Coast Credit Union is in partnership with CFS. Financial Advisors are employees of Space Coast Credit Union and registered through CFS. (Member FINRA/SIPC).


News & Notes

burger

Gas Up. Drive Thru. Get Points x2!
Swipe & Sign with your SCCU Visa® Debit or Platinum Credit Card for gas or fast food to get double the rewards points! Visit SCCU.com/doublepoints for more information.

Branch Closings
Tuesday, November 11, Veteran’s Day
Thursday, November 27, Thanksgiving Day
For a listing of ATM locations, please visit SCCU.com/locations.

Are You In?
Use your SCCU Debit Card for a chance to win $1,000! Visit SCCU.com/redcarpet for more information.

New Branch Now Open!
Port Orange West Branch
Space Coast Shopping Center
1633C Taylor Road, Unit 101

First Time Homebuyers Seminar
SCCU Headquarters - 8045 N. Wickham Road
Tuesday, November 18 at 6:00pm
Members and Non-Members are invited to attend this presentation and question and answer session. Learn more about the steps to buying a home, find out about loan options (including FHA loans and low down payment options), and talk with experts about why now is the perfect time to purchase a home.

you made a wise decision

Share the good news with your friends and you'll both get $25!

refer a friend

friends

You made a wise choice when you joined Space Coast Credit Union! Share the good news with your friends now during our “Refer-a-Friend” days. Just print out copies of our flyer and share this message with your friends and family to get started:

As an SCCU member, you will be able to look to your credit union for all the products and services you need to run your household – delivered with straightforward value, fast and reliable service, and great pricing. SCCU’s focus is on you, not on generating profits for the stock market. That difference has never been more meaningful (or noticeable!) than right now.

Join SCCU by December 31, 2008, and open a checking account with a free Visa® debit card. After you use your new card just one time, we’ll each receive $25!*

All you have to do to open your account is call SCCU Express Services (Brevard: 321-752-2222, option 3; Toll-Free: 800-447-7228, options 3). There’s no need to visit a branch to get started, and it only takes a few minutes to get everything done. Mention offer “MY FRIEND” when you call.

Before you call, you might want to visit SCCU.com/debit and take a look at the great selection of debit card styles – plus, read about the Scorecard Rewards® program that comes free with every debit card!

You can’t beat an SCCU checking account with rewards, and $25 is a good reason to check it out, so call today!

ncua


WHAT'S NEW

Attention Business Owners & Managers

High Yield Business Checking is now available at SCCU. If you carry a high balance and also have a high transaction volume, this is an excellent account choice for you. This account offers:

  • High Yield Interest Rates – No Sweeps Required
  • Up to 750 Transactions Free*
  • Check Copies on CD Available Upon Request
  • No Monthly Fee if Balance is Above $75,000 (only $25 if Balance Drops Below Minimum)
  • Free Business Visa Debit Card
  • Free Online Banking & Online Bill Payer (control access to your accounts online using Multiple User Access)

Visit SCCU.com/business_services to learn more about this and other business checking accounts, and to find a Business Services Manager in your area.

New Member Discounts

Palm Coast Transportation
Receive 10% off any transportation service

Palm Coast Concierge

Receive personal or business delivery for a $5 flat rate plus $1.10 per mile (Gratuity not included).

ron jon resort

Ron Jon® Cape Caribe Resort Holiday Giveaway
Visit your nearest SCCU branch or sign up online at SCCU.com/discount for a chance to win a 3-night stay. Drawing runs from October 1 - November 30, 2008.

Visit the Member Discount page at SCCU.com/discount for a complete list of participating businesses. Just click on any business link for detailed information. Also stop by the Member Discount table whenever you visit any SCCU branch.

*Transactions are defined as a combination of items deposited and checks or transfers cleared from the account. Example: The Free Business Checking account provides you with 175 free items deposited and 75 free checks/transfers cleared each month. Please refer to your new account disclosures for specific details or ask your Business Services Manager.

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