SCCU's "New
Directions" Savings Account is designed to offer SCCU membership
and basic financial services to individuals with poor credit. The
"New Directions" Savings Account becomes your primary
account with SCCU.
Minimum opening deposit $5 - plus, a one-time membership
fee of $5.
$50 fee if account is closed prior to the six-month anniversary.
Checks other than the approved, verified payroll check will be deposited to the account and will be held for 11 business days.
3 teller withdrawals per month FREE; thereafter,
a $2 charge for each withdrawal.
$3 check cashing fee if cash back received is greater
than the amount you have available on deposit.
FREE ATM Card (withdrawals only).
After you have held the account for at least one year, you may contact SCCU to request conversion to a regular account relationship. Approval will be dependent on your account history.