Space Coast Credit Union

Deposit Accounts

SCCU Membership Fee, when opening accounts

$5

Select Checking Account balance below $750 min during month (per month)

$7*

Odyssey Checking Account balance below $750 min during month (per month)

$5*

Money Market Checking Account balance below $5,000 min during month (per month)

$9*

Money Market Savings Account balance below $2,500 min during month (per month)

$9

Investor’s Money Market Account balance below $15,000 min during month

$15

Premium Investor’s Money Market Account balance below $50,000 min during month

$25

Dormant account: no member generated activity within 24 months (per month)

$5

Uncollected Funds Fee

$30

Non-sufficient funds due to share draft, including automatic payments (ie life insurance, health club payments, mortgage payments)

$30

Automatic Overdraft Transfers (to cover share draft, automatic payments, transfer of funds and point-of-sale) per transfer

$5

Continuous Overdraft (begins on second day)

$4

Stop Payment Order (one check)

$29

Copy or inquiry of a cleared SCCU draft

$2**

Account reconciliation (by appt.) per hour

$20

Account research per hour

$15

Savings Account only – balance below $300 min during month (per month)

$3*

Interest and Money Market Checking Accounts – over 20 Items (per month)

$.20*

Rejected Checks Due To Third Party Printing (per item)

$2

New Directions Account Closure Fee (within 6 months of opening)

$50

Business SCCU Advantage Checking balance below $2,500 min. during month

$17.50

Business Interest Checking balance below $4,500 min during month

$18

Business Money Market Savings balance below $2,500 min. during month

$12

Business High Yield Checking Account balance below $75,000 min. during month

$20

Verification of deposit (Mail or Fax)

$15
expedited $25

ATM Card

Overdrawn account through ATM (Overdraft protection does not apply to ATM transactions)

$30

Non CU-24 ATM transactions or inquires on foreign machines, Basic level (each)

$1.50**

Non CU-24 ATM transactions or inquires on foreign machines, Silver level (each)

$1.00**

Non CU-24 ATM denials on foreign machines (each)

$.50**

CU–24 deposits, withdrawals, transfers (each)

$.50**

VISA & VISA Debit Card

Non–sufficient funds for Visa Debit Card purchase

$30

Over your credit card limit

$25

Late payment fee

$30

Priority card issuance (per card)

$15***

Sales Draft Copy (each)

$20

BillPayer

BillPayer Service

Special Services†

VISA Gift Card

$4

Traveler’s Checks (per $100 purchase)

$1.50**

Money Orders (each)

$1*

Stop payment on Official/Credit Union check

$30

Copy of Official/Credit Union check

$2*

Incoming wire

$10

Outgoing wire (domestic)

Consumer $15
Business $17.50

Outgoing wire (outside the U.S., min.)

Consumer $35
Business $40

Returned deposited (to me from me checks) check drawn on another institution

$30

Copy Service (each)

$.25*

Western Union/Commercial Money Orders

Varies with amount

Safe Deposit Rental Fee

yearly

3x5=

$30

3x10=

$45

5x10=

$75

10x10=

$125

Safe Deposit Box Drilling Fee (min.)

$100

Safe Deposit Box Rental Late Fee

$5

Safe Deposit Box Key Replacement

$10

Levies & Writs per document

$75

Bond Coupon Redemption (per envelope)

$5

Telephone Inquiries (non Call-24)

$1**

Check cashing fee if amount of cash returned exceeds the amount on deposit

$5*

Subordination Fee

$150

($75 if the new 1st Mtg is with SCCU)

Coin Processing Fee

Free

Loan modification fee

Consumer $50
Business varies

External Account Transfers

External Account Transfer into an SCCU account

Free

External Account Transfer out of SCCU account to another financial institution

$2

External Account Transfer Failed Transaction Fee (non–sufficient funds)

$30