Youth Progression Accounts

Through age 21:

Questions? Call the Member Service Center at (321) 752-2222, in Brevard or toll free at (800) 447-7228. A Representative will answer your questions and connect you to an Express Sales Associate when you are ready to open an account. You may also apply online.

Space Coast Credit Union Progression Accounts

Age

Account Type

Benefits

Minimum Opening Deposit

Membership Fee

Restrictions

Account Services available

Service Progressions

0 – 12

 Sea Turtle Account

Interest earned on all money on deposit in Savings; no drop below fees

$5.00

$0.00

Joint account holder who is a parent or legal guardian. Deposits to account made by check must be in the name of the child account holder.

Savings, Optional Savings including My Way Account, Account Access Code for Online Banking and CALL–24

Debit Card with $100 withdrawal limit may be obtained with parent or legal guardian guarantor.

13 – 17

 Student Account

Interest earned on all money on deposit in Savings; no drop below fees

$5.00

$5.00

No joint account holder required for Savings. A checking account and debit card are available with a joint account holder who is a parent or legal guardian.

Deposits to account made by check must be in the name of the student account holder.

Savings, Optional Savings including My Way Account, Account Access Code for Online Banking and CALL–24

Visa Debit Card may be obtained with parent or legal guardian guarantor.*

Age 13: Eligible for Checking Service with parent or legal guardian joint owner approval.

Age 15: – Shared Secured credit card with adult co–signer. Card must be secured by an Savings Account on which the student is primary.

18 – 21

All account options available. No parent or legal guardian required. Services approved based on personal credit history. Fee waivers noted above apply through age 21.

Eligible to open accounts without a joint account owner. Eligible to apply for loans. Co-signer will be required if an adequate credit history has not been established.

$5.00

$5.00

Dependent upon personal credit history.

All, including no-cost, no–obligation meeting with an SCCU personal financial representative

Age 22: Membership moves from Student relationship to standard Member Rewards™ levels. Benefits are dependent upon the total deposit or loan relationship with SCCU.

*Conditions: Card issued in student account holder’s name. Student must be primary on account used to secure card. Co–signer required who is a parent or legal guardian. No credit check. Minimum credit line is $300; maximum is $1,000.