Promotion must be valid at the time of account opening and you must meet all applicable qualifications in order to receive promotion. SCCU reserves the right, in our sole discretion, to terminate or modify this and any other promotion. Please contact SCCU if you have any questions.
You hereby apply for membership in Space Coast Credit Union. You, and all joint owners, acknowledge receiving a copy of the Space Coast Credit Agreements and Disclosures describing the terms of Your Account(s) with Us, and You agree to be bound by the terms and conditions found therein with respect to any products and/or services You are now requesting and with respect to those that You may request in the future. You further agree to be bound by the bylaws, rules and regulations of the Credit Union in effect from time to time. In addition to establishing a Share Savings Account with Us, You may also from time to time request additional Accounts and/or Account services be established on Your behalf and/or the addition of joint owner(s) of Your Account. Your signature below is Your continuing authorization for Space Coast Credit Union to follow Your written or verbal instructions to do so and You agree that Your continuing authorization will remain in effect unless We receive written instructions to the contrary. You hereby authorize Us to recognize any of the signatures subscribed below in the payment of funds or the transaction of any business for Your Account. You authorize Us to transfer funds from any Share Account You may have with Us in multiples necessary to clear any overdraft on any Share Draft Account You may have with Us, subject to fees related to such transfers. Subject to applicable laws and regulations, You further authorize any person, association, firm, corporation, personnel office or credit reporting agency to furnish, upon Our request, information concerning Your employment, credit standing and financial responsibility. In addition to using this information to evaluate Your eligibility for membership, it may also be used to pre-determine Your possible eligibility for various SCCU credit products and services.
Your signature or submisson of this application also acknowledges that You have read the "Important IRS information" section of this Membership Application and have made any necessary changes.
The Internal Revenue Service does not require your consent to any provisions of this document other than the certifications required to avoid backup withholding.
Whenever used in this Membership Application and Agreement, the words "You" and "Your" refer to the Primary Accountholder and any Joint Owners named in this Membership Application and Agreement. The words We, Us and Our mean Space Coast Credit Union. You understand with Your signature on this Agreement You can establish other Credit Union accounts and that Your signature constitutes a request for any identifying number and /or access device issued by Space Coast Credit Union in connection with such accounts. If You are a joint owner, You understand that ownership of an individual Account is subject to meeting membership eligibility requirements. You understand and agree that only those named in this Agreement are authorized to initiate Wire Transfer Requests with Space Coast Credit Union. Any such request will be made in accordance with Our underwriting guidelines for Wire Transfers. Lien Impressment and Set-Off. You agree that We may impress and enforce a statutory lien upon Your Accounts with Us to the extent You owe Us any money and We may enforce Our right to do so without further notice to You. We have the right to set-off any of Your money or property in Our possession against any amount You owe Us. The right of set-off and Our impressed lien does not extend to any Keogh, IRA or similar tax deferred deposit You may have with Us. If Your Account is owned jointly, Our right of set-off and Our impressed lien extends to any amount owed to Us by any of the joint Owners.
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.
What this means for You: When You open an account, We will ask You for Your name, address, date of birth and other information that will allow us to identify You. We may ask to see Your driver's license or other identifying documents.
Under penalties of perjury, You certify that:
Certification Instructions - You must cross item 2 above if You have been notified by the IRS that You are currently subject to backup withholding because of underreported interest or dividends on Your tax return.
