^* Optional. Interest accrues from date of contract. Qualified borrowers only. “No payment period” may be fewer than 90 days, based on when you close your loan(s) during the month.
^** APR is Annual Percentage Rate. Home Equity: Rate current at time of printing and subject to change. Your interest rate will be based on the available equity in your home, the amount of your loan, your credit history, and product chosen. Other programs, rates, and terms may be available. Approval subject to our usual credit criteria and clear title. Auto: Rate current at time of printing and subject to change. Rate is affected by your credit quality, model year, term selected, and payment method. Yours may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment. 1 These are examples of possible savings using the Ultimate Payment Holiday offer. Your savings will be determined by your loan amount,interest rate, payment term, and may be affected by your credit quality. SCCU’s usual credit criteria apply. This offer may be withdrawn by SCCU at any time and without prior notice.