SCCU's Auto/Vehicle Loans go the distance with big savings and great deals. Ask about our super low credit union rates (as low as 4.99% APR¹) and flexible terms on both new and used vehicles. You can also use your Smart Shopper Rebate to save more money on your new ride! Apply Online Now

BEST CHOICE IF

• You prefer to keep your financing separate from your dealer negotiations
• You want to explore all your financing options directly with an SCCU representative
• You are buying a vehicle from an individual (vs. a dealership)
• You want to defer your first payment for up to 90 days³

• Rates as low as 4.99% APR¹
• No application fee
• Phone application available 24 hours, 7 days a week
• Fast approvals (most in less than 10 minutes)
• Your credit history is only accessed by SCCU
• Ensures that you stay within your budget
• Allows you to know your payment before you start shopping
• One statement for all your accounts
• Use your Rewards to reduce your loan amount
• Get a Free CARFAX Lemon Check on pre-owned vehicles before you buy

• Terms up to 84 months (availability depends on vehicle, model year, and other criteria)²
• Up to 90-day deferred payment option³
• New vehicle financing
• Used vehicle financing
• Motorcycles
• Boats, RVs, ATVs
• Financing for purchases from individual (vs. a dealership)
• Low-cost GAP coverage
• Extended warranties with special credit union pricing