Student Credit Builder Card

C.J. Hobgood Visa Platinum Credit Card

Young adults are at a significant disadvantage if they start using credit without a basic understanding of managing credit and the importance of credit history and credit scores. learning the basics of how it affects them. The best way to understand credit is to use it!

An SCCU Student Credit Builder Card can put teens on the road to a more sound financial future. At age 15, eligible members can apply for this special credit card with a joint account holder who is a parent or legal guardian.

Your primary Share Savings Account will be used to secure the limit on your card, so you'll need to have an amount on deposit that at least matches this limit. It's sensible to start with a low line of credit, like $300, then increase as you get older and your needs change.

You get all the unique SCCU credit card benefits, plus the benefits of carrying a Visa® card.

Managing a Student Credit Card

Read this article to help you manage your Student Credit Builder Card.