Home Equity Loan Rates

APR = Annual Percentage Rate.

All decisions to grant credit will be based on an evaluation of your credit history and available equity in your home.

Your interest rate will be based on the available equity in your home, the amount and term of your loan, and credit score.

For adjustable rate equity lines the Annual Percentage Rate (APR) varies monthly and is based on the value of an index plus a margin. The index is equal to the highest prime rate published in the Wall Street Journal "Money Rates" table on the last business day of each month of each year. Rates are subject to increase after consummation.

No application fee.
Initial minimum draw amount $2,500.

Rates subject to change with out notice.
Proof of home owner’s insurance sufficient to cover all outstanding mortgages, including your SCCU equity loan will be required.
Some restrictions may apply.