Space Coast Credit Union First Time Homebuyers
Great Mortgage Programs for First Time Homebuyers
Members really can own their very own home. Rates really are low. Choices are plentiful. And buyers with good credit (not just those with great credit), a stable work history, and the perseverance needed to tour the number of homes currently on the market can walk away with a mortgage deal that benefits them for 5, 15, and even 30 years to come.
All SCCU Mortgages feature:
- No Intangible Tax (Average savings of $500)
- No Origination Fees for 1st & 2nd Home (Average savings of $2,500)
- No Prepayment Penalties (Average penalty of $6000)
- Low Application Fee
- Fast closings
- Low rates, including low PMI (Private Mortgage Insurance) costs
- Easy paperwork
- FREE mortgage consolations and checkups
* These loan programs constitute first mortgage liens secured by the home and property. The down payment determined by the Loan to Value ratio.
Space Coast Credit Union offers a number of programs for First Time Homebuyers, including our FHA loans. Through a consultation with one of our to award-winning Mortgage Loan Officers, members with more moderate incomes and less available money for down payments can turn the current market to their advantage.
Serving members of every means is an important part of being a community based cooperative. SCCU can’t make the cost of a home go down, but we can find a mortgage that keeps monthly payments within your budget. If you are looking to buy your first home, or you know someone who is, contact us today.
