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SCCU Connections April 2009
PERSPECTIVES

A Message from Heather Hickman,
Vice President, Retail Services
Indian River and South Brevard



Heather Hickman

Space Coast Credit Union is a financial cooperative. We want you, the member-owners, to know more about how the credit union works, and how you and your fellow members can contribute to making it stronger so you can help keep deposit rates high, loan rates low, and continue to get more free services than you would receive at a bank.

The most popular services SCCU provides are debit cards and checking accounts. In previous Connections newsletters, we have emphasized the benefits you get when you use your SCCU debit card for purchases and payments – like rewards and fraud protection.

But there’s a “behind the scenes” benefit to using your SCCU debit card. Each time a member uses the card to make a payment or purchase, the credit union earns transaction income from the businesses that process those transactions. This income helps to pay for the cost of maintaining the checking account, and other costs of operating the credit union.

To read the full article, visit SCCU.com.
News & Notes

ducks11th Annual Great Brevard Duck Race for Crosswinds Youth Services!

Beginning March 12, Crosswinds supporters and duck fans from around the county can purchase their duck ‘adoption’ papers at SCCU’s Brevard Branches for only $5.00 each. These ducks will race to the finish line during the Indian River Festival on April 19, 2009, and the winners will take home one of numerous fabulous prizes.

The Great Brevard Duck race is a fundraiser to raise money for Crosswinds Youth Services. For over 30 years, Crosswinds has been dedicated to assisting young people who have experienced great challenges, such as abuse and neglect, family instability, and other crisis situations.

What's New

New Member Discounts

Avtec Homes
Cocoa Beach Shutter
(Brevard County)
Receive 10% off service.

JerJef Homes
PD-go! Web Solutions
(All counties)
Save 10% off the total labor price of building a new website or redesigning an existing website.

Universal Orlando Resort
Universal Studios®
(All counties)
1-day, 1-park tickets:
Adults/Children (ages 3 and up): $49.99
Purchase & Print your tickets online!

Visit the Member Discount page at SCCU.com/discount for a complete list of participating businesses and the special member pricing available to you.

CONSUMER TIP

There's Still Time:

You still have time to make a contribution to your IRA account for the 2008 tax year. Contributions will be accepted at any SCCU branch though April 15, 2009.

Individual Retirement Accounts, or IRAs, are one of the best ways to prepare for retirement and save on taxes. All IRA accounts are federally insured by the National Credit Union Administration (NCUA) up to $250,000.

Don’t have an IRA? Don’t wait! You must open (and fund) an account by April 15, 2009 for the 2008 tax cycle. Stop by any SCCU branch for more information, including the various types of IRA accounts available and applicable tax guidelines.

What You Need, When You Need It

WatchdogMembership
You have the opportunity to rate your SCCU experiences and share your comments with other members through our Watchdog Rating System. Surveys are delivered via email, so please make sure we have a current email address on record for you.

Visit SCCU.com/watchdog to view star ratings and user comments.

Products & Services

SCCU has everything you need to run your household
and more!
  • Checking/Debit
    - Varied accounts to meet your needs
    - FREE debit card rewards

  • Credit Cards
    - Platinum Visa® with low rates & no hidden fees
    - FREE credit card rewards

  • Business Services
    - Complete range of business products
    - Local decision makers & fast loan approvals

  • Home Loans
    - Award-winning mortgage loans
    - Flexible home equity loans

  • Specialty Loans
    - Personal loans, signature loans, and more

  • Convenience Services
    - Free services to make running your life easier
    - Free Online Banking, Bill Payer, CALL-24 phone access, 24-hour Member Service support, and more

  • Auto Loans
    - Get pre-approved before you buy or finance at the dealer
    - Refinance your current vehicle

  • Investments & Insurance*
    - Licensed financial advisors to help with all your
    financial planning needs*

  • Savings
    - Multiple account types to help you reach your goal
    - CDs, Money Market accounts, and special My Way Accounts

NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY
NO CREDIT UNION GUARANTEE
MAY LOSE VALUE

*Securities and insurance products offered through LPL Financial and its affiliates member FINRA/SIPC. Space Coast Credit Union is not a registered broker/dealer and is not affiliated with LPL Financial.

Contact Us!
Brevard: 321-752-2222
Toll-Free: 800-447-7228

Space Coast Credit Union

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

We do business in accordance with the Federal Fair Housing Act.

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