February 2012

Perspectives

Thomas R. Baldwin

Thomas R. Baldwin,

Executive Vice President
Chief Financial Officer

As the Chief Financial Officer for your credit union, I wanted to take some time this month to talk about our focus, and the results we've generated for you, our member-owners, as a result of that focus.

Politically-speaking there is a lot of attention right now on doing what is right for consumers. Credit Unions, with our cooperative form of ownership, have demonstrated these values for the past century. SCCU employees have been working hard to provide honest, trustworthy service during times when you don't know who to trust. Our democratically-elected Board of Directors, made up exclusively of your fellow members who volunteer their services, have continued to ensure that the credit union is heading in the right direction to benefit the membership as a whole.

This focus has allowed SCCU to perform well despite the economic turmoil that SCCU and other financial institutions have had to deal with since 2008. There is still much uncertainty about the future of the American and local economies, but your credit union is weathering the storm well.

Read this month's full Perspectives article.

Featured Promotion

 

What You Need, When You Need It.

Watchdog

You have the opportunity to rate your SCCU experiences and share your comments with other members through our Watchdog Rating System. Surveys are delivered via email, so please make sure we have a current email address on record.

Visit SCCU.com/watchdog to view star ratings and user comments.

Products & Services

SCCU has everything you need to run your household and more!

  • Checking/Debit
    • Varied accounts to meet your needs
    • FREE Visa® debit card
  • Auto Loans
    • Get pre-approved before you buy or finance at the dealer
    • Refinance your current vehicle
  • Credit Cards
    • Platinum Visa® with low rates & no hidden fees
    • FREE credit card rewards
  • Business Services
    • Complete range of business products
    • Local decision makers & fast loan approvals
  • Home Loans
    • Award-winning mortgage loans
    • Flexible home equity loans
    • No application fee
  • Specialty Loans
    • Personal loans, signature loans, and more
  • Savings
    • Multiple account types to help you reach your goal
    • CDs, Money Market accounts, and special My Way Accounts
  • Convenience Services
    • Free services to make running your life easier
    • Free Online Banking, Bill Payer, CALL-24 phone access, and more
  • Investments & Insurance*
    • Registered LPL Financial Advisors to help with all your financial planning needs*
      • NOT NCUA INSURED
      • NO CREDIT UNION GUARANTEE
      • MAY LOSE VALUE

      *Securities and insurance products offered through LPL Financial and its affiliates member FINRA/SIPC. Space Coast Credit Union is not a registered broker/dealer and is not affiliated with LPL Financial.

News & Notes

Take Action-Be a Legislative Volunteer!

SCCU's Legislative Ambassador Program is a means of empowering our members to take defensive action on their own behalf. To ensure that our legislators and candidates understand the credit union position during the coming election year, we are coordinating groups of SCCU members who are interested in participating in election activities.

Learn more about being an SCCU Legislative Ambassador today!

Space Coast Credit Union Offers Business Loans

If you need a financial partner to help you grow your business, look to SCCU. We offer the business loans you need with the personal service you deserve.From commercial mortgage and investment loans, to equipment and vehicle purchases, and even credit cards, count on Space Coast Credit Union Business Services for all your business lending needs.

Learn more about SCCU Business Services.

Holiday Hours

Lobbies and drive-thrus will be closed: Monday, February 20 for Presidents' Day.

Race Week Hours

Our Daytona Beach branch will have the following schedule during Race Week:
Thursday, February 23: closing at 1:00 pm
Saturday, February 25: closed all day

Annual Membership Meeting

Thursday, February 23, 2012
6:00 pm
SCCU Baytree Headquarters
8045 N. Wickham Road
Melbourne, FL 32940

What's New

New Member Discounts

NCUA

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

EHL

We do business in accordance with the Federal Fair Housing Act.