Personal Checking Accounts
For a checking account that rewards you, start at SCCU.
- The convenience of a free debit card with NO monthly debit use fee that looks like a credit card, but works like a check.
- Free and easy access to your account information (in person, over the phone, or online from anywhere in the world)
- Features and services that help you bounce proof your checking account – including free account alerts, automatic overdraft transfer, and overdraft privilege.
Space Coast Credit Union has the checking account that meets your individual needs. Value Checking. Money Market Checking. Student Checking. And more. Choose from a range of checking accounts that include everything from accounts that pay interest to accounts that help you build up your credit – all featuring fewer fees and more free features than at a bank.
Compare SCCU Checking Accounts
SCCU Checking Account Comparison
Account Type Pays Interest Free Visa Debit Card Monthly Minimum Balance Fee* or Service Fee** Minimum Daily Balance Requirement Account Features Money Market Checking Yes Yes Basic: $25
$5,000 Highest interest earning account. Interest Checking Yes Yes Basic: $12
$1,500 Lower required minimum balance to earn interest. Health Savings Account Checking Yes Yes None None Tax–advantaged account for high deductible health plans. Value Checking No Yes Basic: $6
$750 Great everyday checking account to run your household. New Directions Checking No Yes $10* None Specially designed for individuals with some negative credit history. Student Checking No Yes None None Preparation for financial independence. *Waived at certain Member Rewards levels or if Minimum Daily Balance Requirement met.
**New Directions monthly maintenance fee is not waived at any Member Rewards level.
Open an SCCU Checking Account
Opening your checking account is fast and easy! You can open an account: close
An Express Associate can help you select the checking account that best meets your needs. Deposit Account services are available Monday - Friday, 8 am - 6:30 pm and Saturdays 9 am - 3 pm.
Brevard: 321-752-2222, option 3
Broward: 954-704-5000, option 3
Miami-Dade: 305-882-5000, option 3
All Other Areas: 800-447-7228, option 3
Current SCCU Members:
At this time, online account opening is not available for checking. Please call Express Sales.
Prospective SCCU Members:
Submit a secure Online Membership Application and indicate which checking account you would like to open. An Express Associate will contact you by close of the next business day to complete the application process. NOTE: the online application is not required; you may call Express Sales and apply for membership and open your checking account over the phone.
At Any Branch
Visit any of SCCU's convenient branch locations. You'll speak to an Express Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.
Watchdog Rating System
Members' Watchdog Rating System close
When you see the Watchdog label it indicates that the average rating response for the question "Would you recommend this product/service to other SCCU members?" is 4.75 or greater.
Products or services not receiving the Watchdog Label are evaluated for potential improvements and may be removed from our offerings completely if they are not serving the needs of our members. Be sure to respond to a survey when you receive it so that we can better serve you!
Watchdog Checking Accounts
"SCCU is tops in my book. Their service is fast and friendly. It feels like family and the checking and visa check cards are a great asset to have." Linda M.