SCCU Personal New and Used Auto/Vehicle Loans
Our loan options make is easy to drive away with a great auto, boat, or vehicle loan today.
- Save time and money with low credit union rates and our convenient application and approval process.
- Multiple loan options make it easy to get your loan. Get Pre-Approved Before You Buy, Finance at the Dealer, or Refinance Your Current Vehicle - your choice.
- Free and easy access to your account information (in person, over the phone, or online from anywhere in the world)
All SCCU Personal Auto/Vehicle Loans Offer
Space Coast Credit Union auto loans provide great rates and flexible terms on both new and used vehicles, plus the service you deserve from a credit union you can trust. Our loans choices make it easy to get a loan on your terms when it is convenient for you. Get a quote or pre-approval before you shop for a car, or just finance at the dealer and still get the same great SCCU loan. And if you didn’t get your loan with SCCU originally, you can refinance your loan from another dealer today to start saving money.
- Auto/Vehicle Rates
- Dealership Reviews
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Apply for an Auto/Vehicle Loan
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Apply for an Auto/Vehicle Loan close
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There are three easy ways to apply the next time you buy!
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1. By Phone Anytime
Contact an Express Services Associate to complete an application over the phone – it only takes 10 minutes! Auto/vehicle loan services are available 24-hours a day, 7 days a week.
Brevard: 321-752-2222, option 3
Toll Free: 800-447-7228, option 3 -
2. Online
Complete the online application and an Associate will contact you to complete the process.
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3. At Any Branch
Visit any of SCCU's 32 convenient branch locations. You'll speak to an Express Services Associate using the in-branch phone located in a private Express Booth, and can complete all of the paperwork with your Branch Member Service Specialist immediately after your call.
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Watchdog Rating System
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Members' Watchdog Rating System close
When you see the Watchdog label it indicates that the average rating response for the question "Would you recommend this product/service to other SCCU members?" is 4.75 or greater.
Products or services not receiving the Watchdog Label are evaluated for potential improvements and may be removed from our offerings completely if they are not serving the needs of our members. Be sure to respond to a survey when you receive it so that we can better serve you!
Watchdog Auto/Vehicle Loans
"It was very easy. I went to the dealership and chose a vehicle. I told them I would be financing with SCCU and they did the rest. I was pre approved and there was no problem." Betty M.
"I was extremely happy with the service I received when I refinanced both of our auto loans. We were able to reduce the monthly payments on both cars while shortening both loan terms and lowering both interest rates." Susan W.
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1RATES: Rates are subject to change. Rates shown are fixed Annual Percentage Rates and are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment.
2TERMS: Terms available up to 84 months and are based on your credit quality, vehicle type, model, and year. Our usual credit criteria apply. Your term may be different. Qualified borrowers only.
3DEFERRED PAYMENT PROGRAM: Optional. Interest accrues from date of contract. Qualified borrowers only. First payment may be deferred up to 90 days and is dependant upon when your loan closes, yours may be 90 days or less.
