SCCU’s VISA cards provide you with several layers of protection. With your SCCU cards you can shop with the strength of Visa behind you.
VISA Security Program
Verified by VISA
Online shopping with participating stores is safer using free Verified by VISA. With this service, you get an added layer of security when you shop at some of your favorite sites.
Sign up by visiting VISA’s website. Once there, enter your VISA credit or debit card number, select a unique password and go through the simple verification steps to activate the service.
Zero Liability
With this VISAprotection, your liability for unauthorized transactions is $0*, which means 100% protection for you.
Continuous Monitoring
This is an integral part of VISA’ssecurity. Fraud can be spotted based on transactions that are outside of a cardholder’s typical purchasing pattern.
Identity Theft Assistance
Through VISAyou can get help if you are a victim of identity theft. The consumer network Call For Action provides assistance and confidential counseling. (866-ID-HOTLINE)
3-Digit Code
Cardholder Verification Value, or DVV2, helps ensure that the physical card is in the cardholder’s possession while shopping online or by phone.
SCCU Card Protection
SCCU provides Falcon Fraud Protection as an added service for all our VISA credit and debit cards at no cost. This fraud protection system recognizes your personal purchasing patterns and can detect possible fraud. If a suspicious transaction is detected, you receive a personal phone call from the SCCU Service Center. If you confirm that there has been fraudulent use of your card, your card will immediately be blocked to prevent further activity.
*Covers US issued cards only. Does not apply to Business VISA, ATM transactions and any transactions not processed by VISA . Notify your financial institution immediately of any fraudulent use.
Top Fraud Tips
Make sure SCCU has your current contact information, including daytime phone number. To verify your information, log on to Online Banking. Click on the “Additional Services” tab. Open the “Personal Information” box. Make any updates and submit.
NEVER respond to emails or phone calls asking for account numbers or other personal information.
Do not put your Social Security or Driver’s License number on your checks.
Eliminate personal information from your mailbox by cancelling your paper statements. Log on to Online Banking
Always review your monthly statements. Report any suspicious charges or activity. View statements online
