CD and IRA CD Rates
All rates effective as of Monday, November 26, 2012 5:02 PM and are subject to change at any time.
| Terms | Interest Rates | APY* |
Min. Average Daily Balance to Earn APY |
|---|---|---|---|
| 6 Months | 0.25% | 0.2502% | $500 |
| 12 Months | 0.30% | 0.3003% | $500 |
| 18 Months | 0.40% | 0.4006% | $500 |
| 24 Months | 0.40% | 0.4006% | $500 |
| 30 Months | 0.45% | 0.4508% | $500 |
| 36 Months | 0.55% | 0.5511% | $500 |
| 42 Months | 0.75% | 0.7521% | $500 |
| 48 Months | 0.85% | 0.8527% | $500 |
| 54 Months | 1.10% | 1.1045% | $500 |
| 60 Months | 1.20% | 1.2054% | $500 |
**Bonus Rates:
Gold = 0.10% or 10 Basis Points
Platinum = 0.15% or 15 Basis Points
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*APY is Annual Percentage Yield. CD and IRA CD Account rates are accurate as of the date indicated and are subject to change. The minimum deposit required is $500 for all terms. You must maintain a minimum equal to your minimum opening balance in your CD or IRA CD Account each day to obtain the APY. The APY is based on the assumption that interest will remain in the CD or IRA CD Account until maturity. A penalty may be assessed for early withdrawal. Fees could reduce the earnings on the CD or IRA CD Account.
**Bonus Rates are offered in addition to the stated APY for members participating at the Gold or Platinum Member Rewards levels. Bonus Rates are added at the time the CD or IRA CD Account is opened and are effective for the term of the CD or IRA CD Account. The bonus rates are granted based on your Member Rewards level at the time the CD is opened. The balance in the CD is not considered when calculating your Member Rewards level. The Bonus Rates will increase the stated Annual Percentage Yield. Bonus rates are available only for the standard published CD or IRA CD Account rates and terms listed above; not available for special offers.
Fees may offset earnings on the CD or IRA CD Account.
