New and Pre-Owned/Used Vehicle Rates

Current VEHICLE LOAN Special Offers

All rates are accurate as of: and are subject to change at any time.

Payment Period* Amount financed greater than $20,000.
Annual Percentage Rate
"as low as"*
Amount financed $10,000 - $19,999.
Annual Percentage Rate
"as low as"*
New AND Used Vehicles;
Model Years 2007 - 2013
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Up to 36 months1.89%2.14%
Up to 75 months2.74%2.99%
New AND Used Vehicles;
Model Years 2006 & Older
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Up to 66 months4.24%4.49%
The lowest published "as low as" rate is based on a loan amount
of $20,000 or more and highest tier credit score.

Rates declared June 8, 2012.

*Rate and Payment information (APR is Annual Percentage Rate; LTV is Loan to Value)

Loan interest rates and available terms are based on your credit quality, term, model year, loan to value ratio, and our usual credit criteria apply. Your rate may be different. All rates shown are fixed rate loans.

New and Pre-Owned/Used Cars: Rates may vary based on member qualifications and credit criteria. All rates and conditions subject to change.

Loan amounts less than $10,000, add .25% to the $10,000 - $19,999 rate.

For Business Loan interest rates, add .50% if LTV > 90%.

75 Month Requirements - minimum loan amount $15,000.

For any loan NOT ON TRANSFER from an existing SCCU account OR DIRECT PAYROLL DEPOSIT, one quarter of one percent (.25%) will be added to the approved rate.

If the mileage on the vehicle exceeds 75,000, add .50% to the rate.