Check washing is a scam in which criminals use chemical alteration processes to remove or modify details from checks to make fraudulent withdrawals from victims’ accounts. In most cases, fraudsters modify handwritten details such as names and dates, but they may erase information on the entire check in other cases.
For instance, imagine a check is written for $200 to an electric company and deposited in the mailbox for payment. A criminal then hacks the victim’s mailbox, steals the check, and use chemicals to erase details from the check. At that point, the check is considered rewritten.
Consider the following tips to reduce the possibility of falling victim to check washing:
Only use secured mailboxes when mailing checks
Use secure ink dispensed from a gel, rollerball, or fountain pen
Do not leave any lines blank on a check
Review your account statements carefully
Use SCCU’s free Bill Payer service to have payments processed on your behalf
We strongly recommend applying caution when disclosing personal information to reduce the risk of being victimized.
As a friendly reminder, Space Coast Credit Union, the NCUA, CUNA, CUNA Mutual, or any other organizations affiliated with a credit union should never request personal information from a member via text message, telephone call, or email. That includes complete social security numbers, account numbers and dates of birth.
We advise our members to never respond to unsolicited requests, and to only contact our main published numbers for questions and concerns pertaining to their accounts:
All other areas: 800-447-7228