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How to Buy a New Car for Less


If you're eyeing a new vehicle, now may be the perfect time to buy. With the new year's vehicles emerging soon, many dealers may be scrambling to get current models off the lot. A few simple tips can help you save money and find a vehicle that's right for you. And, with the right financing and smart moves at the negotiating table, you may be able to drive away with a real bargain.

Smart Shopping Tips

1. Let your budget drive you. Knowing how much you want to spend can help you stick to what you can afford, which will provide peace of mind during the car-buying process.

2. Explore price. Edmunds.com suggests learning the invoice price, MSRP (Manufacturer's Suggested Retail Price) and New Car Blue Book Value of a car you're considering. This way, you're armed with information before negotiation.

3. Know the right time to buy. Purchasing a vehicle close to the last day of the month may net you a better price, as many dealers have monthly sales quotas to meet.

4. Get a head start with financing. Though 0% financing may be tempting, keep in mind that you may not qualify, and other options might be a better deal. Instead, do your legwork before walking into the dealership. At SCCU, we offer the best loan rates around, so check us out before you begin car shopping.

  • SCCU Routing Number: 263177903
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Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.
*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

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