Online Banking 
Enroll in Online Banking


How to Buy a New Car for Less

A few simple tips can help you save money and find a vehicle that's right for you. And, with the right financing and smart moves at the negotiating table, you may be able to drive away with a real bargain. Here's four smart auto shopping tips to help get you out on the road in a new car (for less money). 


1. Let Your Budget Drive You

Knowing how much you want to spend can help you stick to what you can afford, which will provide peace of mind during the car-buying process.

2. Explore Price suggests learning the invoice price, MSRP (Manufacturer's Suggested Retail Price) and New Car Blue Book Value of a car you're considering. This way, you're armed with information before negotiation.

3. Know the Right Time to Buy

Purchasing a vehicle close to the last day of the month may net you a better price, as many dealers have monthly sales quotas to meet.

4. Get a Head Start with Financing

Though 0% financing may be tempting, keep in mind that you may not qualify, and other options might be a better deal. Instead, do your legwork before walking into the dealership. At SCCU, we offer the best loan rates around, so check us out before you begin car shopping.

  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



You are being directed to, a website not operated by SCCU. SCCU is not responsible for the content of the alternate website. SCCU does not represent either the third party or the member if the two parties enter into a transaction. Privacy and security policies may differ from those practiced by SCCU.

Would you like to continue?


Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.