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Insurance Claims for Homes Financed with SCCU

Need to file a 1st mortgage insurance claim for a property financed with Space Coast Credit Union? Please review the information below for the requirements and forms necessary to expedite your claim, as well as general process information.

To file an insurance claim, please provide ALL of the following:

  1. A completed copy of the Insurance Adjuster's report/estimate from your Insurance Company
  2. A copy of the contractor's estimate for repairs to be made, along with a copy of their contractor's license. If any permits are required from a municipality, please include this information as well.
  3. A check from the Insurance Company, endorsed by ALL payees listed (if SCCU is the 1st mortgage holder, we will be the last to endorse)
  4. A completed and notarized  SCCU Insurance Disbursement Agreement. Please download and complete along with the required information above
General Process Information:
  • Repairs typically need to be completed within 90 days
  • SCCU will collect $200 from the insurance check proceeds to pay for the final inspection
  • If the inspection is not needed (depending on damage), or if the fee is less than $200, the fee will be credited back to the member
  • Visit any SCCU branch to complete this process, or contact the Escrow and Insurance Specialist directly by calling 800-447-7228 (ext . 5505, option 2) to coordinate via mail/email or fax

Brevard: 321-752-2222, option 3
Broward: 954-704-5000, option 3
Miami-Dade: 305-882-5000, option 3
All Other Areas: 800-447-7228, option 3

  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.