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Resist the Lure of Store Credit Cards

When you're making a small purchase, it's pretty easy to resist the offer, "Would you like to open a credit card with us and save 10% today?" But with a large purchase, considering the initial discount and any future cardholder promotions, the opportunity to open a store credit can be much more tempting. Yet declining any offers of in-store credit is generally the smart move.

Opening several lines of credit can lower your credit score, leading potential lenders to believe that you are a poor credit risk. If you apply for a mortgage or personal loan, your application may be denied, or you may be charged a higher interest rate.

Having just one or two credit cards allows you to build a healthy credit rating while still making purchases conveniently. An SCCU credit card is safer and more convenient to carry than cash, without the high interest rates and fees commonly found with store credit cards. Contact us today.

  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.