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Second Mortgage Subordination Requests

Need to file a second mortgage subordination request due to the refinancing of your first mortgage? Please review the information below for the requirements and forms necessary to complete this process.

Subordination Requirements
The following documents are required to subordinate second lien position:

  • Copy of new title commitment
  • Amount of new first mortgage, including rate and terms
  • Copy of new appraisal. If this is a "MAKE HOME AFFORDABLE LOAN" you must inform SCCU up front.*
  • Copy of new Good Faith Estimate
  • Estimated closing date
  • Copy of 1003 application
  • Complete and return the Subordination Request Form available here
  • $150.00 Subordination Fee**

Please submit your request, including all of the required documents, using the fax number or email address provided on the Subordination Request Form.

Once SCCU receives the required documents, our team will review your request and evaluate our current lien position to determine if we can approve the Subordination. Processing time is approximately 10 business days from date all required documents are received.

For questions or to check on the status of a submitted Subordination request, call:

Brevard: 321-752-2222, ext. 5505, option 1
Broward: 954-704-5000, ext. 5505, option 1
Miami-Dade: 305-882-5000, ext. 5505, option 1
All Other Areas: 800-447-7228, ext. 5505, option 1

* SCCU requires an appraisal for all Subordination requests.
** See the Subordination Request Form for additional information on payment options

  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.