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But Mommy, I Have to Have It!: Stay Strong and Just Say No

Like many parents, you may feel pressure to buy the latest toy or battery-powered gadget when your child begs for it. But don't cave in and pull out your credit card each time your son or daughter gives you those puppy-dog eyes or has a tantrum. Standing firm can prevent your children from being spoiled now – and help them become financially responsible adults in the future.

Lessons for a Lifetime
Follow these tips to teach your children how to manage money and avoid watching them tug on your purse strings into adulthood.

  • Start the lessons now. Even toddlers can learn the concept of money. Take your child to the store with you and let him or her see how you pay for things. Children can participate in this exchange by handing money to the cashier or taking change.
  • Set up a budget for nonessential items and stick to it. This way, both you and your child know how much is available to spend. You can avoid overspending and those nasty arguments in stores.
  • Give them responsibility. As your children get older, an allowance can be an important tool to teach them about the value of money. Encourage your children to save a portion of their allowance to buy more expensive items later or have them donate a portion to charity.
  • Set a good example. Children watch how their parents behave and often pick up habits that they carry into adulthood. Make sure you demonstrate good financial habits and your children may too.

We're Here to Help
At SCCU, we know that teaching your children about money can be difficult. That's why we're here to help them start off on the right foot with youth focused accounts.

  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.