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Credit Union Business Services and Merchant Services

Space Coast Credit Union offers a wide range of additional business and merchant services to help you run your company. The selection of products and services represents the flexibility and full-service nature of our Business Services offerings.

Our credit union business services include payroll and workers comp services; and ACH, credit card and debit card processing services, remote deposit capture services, and mobile and online banking. Find summaries of each below and then click the links to get more information and to sign up for these business services.

Product Name Benefits Features Recommended If
Payroll Simple, straightforward solution to make payroll processing quicker and easier.
  • Direct deposit availability
  • In-house check printing
  • Tax management process
  • Comprehensive reporting
Your business wants a web-based outsourced payroll solution.REQUEST INFORMATION
Merchant Services Allows your customers to pay for your products or services with a credit or debit card.
  • Process credit and debit card transactions for your customers, including Visa®, MasterCard®, American Express®, and Discover®
  • Receive your funds via direct deposit
Your business needs a cost-effective merchant processing program that is convenient for you and your customers. REQUEST INFORMATION
Remote Deposit Capture Eliminates the need for checks to be transported to the bank, allowing checks to be processed faster.
  • Deposit checks electronically to your SCCU Business account
  • Accelerated clearings for many items
  • Downloadable reporting
You want a fast and convenient way to deposit checks from your customers. REQUEST INFORMATION
Online Banking & Bill Payer Fast, free, and easy online access to complete your necessary business transactions without the need to visit a branch.
  • Balance inquiries
  • Transfer funds
  • View cleared checks, tax forms, and statements
  • Pay anyone – businesses or individuals with Online Bill Payer
You want to manage your money with a fast, free convenient online service.ENROLL TODAY
Mobile Banking Free, fast, and secure way to access your business account on the go.
  • Check balances, transfer funds, view history
  • Deposit checks and pay bills
  • Wide range of balance, account, and security alerts sent right to your phone
You need access on the go to complete business transactions and review your account. ENROLL TODAY
Payroll Services
If you’re ready to be in control of your company’s payroll, we invite you to look at the SCCU payroll and time management platform. This platform, provided by Paychex2, offers cost savings as you pay employees in methods they prefer. Accounts are easily reconciled and this platform helps ensure you stay current with federal, state, and local tax regulation changes. You can report payroll in multiple ways—by phone, email, or through the Paychex Flex® cloud solution/mobile app—boost productivity and maintain consistency in your processes. Support is available 24/7, via phone, chat, or email.

Debit Card/Credit Card Processing Services
No matter what size your business is, you can turn your mobile device into a terminal that accepts all debit and credit card types as well as ACK payments. This includes Visa®, MasterCard®, and American Express®, plus PIN Debit and Fleet, and foreign cards. The latest technology will be at your fingertips for your debit card and credit card processing. There are wireless and web-based terminal options, ACH processing (including with recurring payments), and much more.

Remote Deposit Capture Services
No matter where you are, you can securely deposit checks to your SCCU business account, 24/7. This means that the deposits will be credited to your account as quickly as in 24 hours, providing both improved availability and accelerated check clearing. You no longer need to drive to the bank to make deposits, which reduces your transportation expenses. Need more benefits? Faster item clearing means accelerated knowledge about returned items. Plus, you can benefit from streamlined reporting as you choose from multiple export options in your downloadable reports.

Online Banking Services
Business account holders enjoy online self-service banking benefits, including bill paying and funds transfer services, which means you can pay your SCCU business loans quickly and easily. Up-to-date information is always available, whether you need to make a balance inquiry, view cleared checks (up to 90 days available), view and print tax forms, and see online statements (up to five years’ worth!).

Mobile Banking Services
Manage your business accounts on the go, safely and securely. Mobile banking is free! You can deposit checks, transfer funds, check your balances, and view account history. Looking for a branch of the credit union or an ATM? That’s available. You can also benefit from numerous alerts about your balance, its security, and more.

Contact Us for Your Credit Union Business Services
You can contact us online or call the branch nearest you:
Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2019



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.