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Business Savings Accounts

Quick Access to Flexible Business Savings Accounts

Your money should work as hard as you do. Space Coast Credit Union business savings accounts earn the same interest rates as our personal savings accounts, and we also offer additional savings options to help you grow your balances.

No two businesses are exactly the same, which is why we offer flexible business banking options. We consistently find, though, that our business members place a priority on two things—easy management of their accounts and quick access to their funds—so we ensure that all of our business savings accounts offer those benefits. This includes easy access to account information in multiple ways: in person, by phone, or online from anywhere in the world.

Plus, all of the SCCU business accounts offer free online banking and mobile banking. Below are more specifics about our business savings accounts.
Product Name Benefits Requirements Recommended If
Business Basic Savings Basic, interest-earning Business Savings 
  • Low $10 opening minimum requirement ($5 deposit and $5 membership fee)
Account required for credit union membership and establishing other SCCU accounts.OPEN AN ACCOUNT
Business Money Market Savings Safety and high yields, while allowing your funds to remain liquid.
  • $2500 minimum opening deposit
  • $15 monthly maintenance fee if balance drops below $2500
You want a traditional money market account with a low minimum deposit OPEN AN ACCOUNT
Certificates of Deposit Maximum security and a guaranteed rate of return.
  • $500 minimum deposit
  • Must be fully funded at time opened
You want flexible terms to earn higher dividends OPEN AN ACCOUNT

Business Share Savings Account

This business basic savings serves as your primary membership account, one that’s required to establish you as a member of SCCU. This account only needs $10 as an opening deposit (your initial $5 deposit and the $5 membership fee) with a $300 minimum balance to avoid the $3 monthly service charge that would be assessed if you have no other SCCU services. This account earns monthly dividends and you can access your funds with a free VISA® ATM/debit card. Your online statements are free.

Business Money Market Account

This is a traditional business money market account, with your deposits insured by the NCUA for up to $250,000. Benefits of this type of business account include safety, high yields, and liquidity. The minimum opening deposit is $2,500, which is also the amount you must maintain to avoid the monthly service charge of $15. This money market account comes with unlimited ATM and over-the counter transactions, along with six other monthly transactions: checks, overdraft transfers, debits, Call-24 Bank by Phone withdrawals, and Call-24 Bank by Phone transfers.

Certificates of Deposit

For maximum security and guaranteed rate of return, we recommend our certificate of deposit accounts. Funds are insured by the NCUA and the annual percentage yield (APY) is fixed through your deposit’s term; available terms range from six months to 60 months. The minimum deposit is $500, and this business account must be fully funded when opened.

Additional Business Banking Solutions

Find more information about payroll services, merchant services, remote deposit capture, online banking, mobile banking and bill payer services.
You can contact us about business bank account specifics. Here are phone numbers by location:
Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.