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Commercial Real Estate Loans, Vehicle & Equipment Loans, Boat Loans & Credit Cards

Space Coast Credit Union cares about our business community and its growth. Our local decision makers will work directly with you and offer faster business loan approvals to build, buy, or refinance.
From commercial real estate loans and vehicle loans (cars, vans, and commercial vehicles), to equipment loans, aircraft loans, commercial boat loans and business credit cards, SCCU has you covered so you can manage and grow your business.


Account Name Benefits Requirements Recommended If
Commercial Real Estate and Construction Loans Low rate real estate loans for purchase or refinance.
  • Owner-occupied commercial real estate mortgage
  • Investor-owned commercial real estate mortgage
  • Commercial construction real estate mortgage
  • SBA 504
You're looking to purchase, refinance, or build.
Vehicle/Equipment Loans Low rate vehicle loans for purchase or refinance.
  • Must be a current or new purchase
You are looking to purchase or refinance a vehicle or business equipment.
Boat Loans Boat loans for purchases or refinance, new or used.
  • Private or commerical use
  • Any size with proper documentation
Your business is looking to purchase or refinance a boat.
Credit Card No annual fee, and additional cards are free.
  • Must be in business at least two years
You have a high interest rate credit card elsewhere, need to establish flexibility in tracking expenses, or have employees with individual travel expenses.

Commercial Real Estate Loans

SCCU offers flexible commercial loans for owner-occupied properties, with benefits including fast approvals by local decision makers and quality service. These commercial loans include purchases and refinances for business offices, warehouses, medical/dental buildings, retail establishments, law offices, and more, with fixed- and variable-rate interest options and terms up to 25 years. The maximum loan to value is 80 percent of the purchase price or appraised value, whichever is less. Commercial real estate loans are available to borrowers where at least 50 percent of the building’s square footage is owner-occupied.

Commercial Vehicle Loans

Take advantage of a commercial vehicle loan with low credit union rates and flexible terms. These loans are available for cars, vans, and commercial vehicles that are titled in the business’s name and used for business purposes, whether you’re purchasing new vehicles or refinancing current loans.

Commercial Equipment Loans

Let us help you grow your business dream by offering flexible terms and competitive rates for general, heavy, and specialized machinery for your company. Read more about our commercial equipment loans.

Commercial Boat Loans

SCCU offers commercial boat loans with competitive rates for both new and used boats. Fixed and variable rates are available with terms up to 15 years. If your boat measures more than 25 feet in length or is more than five net tons, the vessel must be USCG-documented.

Business Credit Cards

Our Business Platinum Visa® credit card offers great rates for purchases and balance transfers with no annual fee, and provides the flexibility you need. You can receive additional business credit cards for your employees for free, and you can count on exceptional security, including coverage for damaged/stolen purchases and unauthorized charges, auto rentals, travel and more.  You can also access money-saving offers and discounts from brands you trust.


  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2019



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.