Commercial Real Estate Loans, Vehicle & Equipment Loans, Aircraft & Boat Loans & Credit Cards

SCCU offers flexible commercial loans for owner-occupied properties, with benefits including fast approvals by local decision makers and quality service. These commercial loans include purchases and refinances for business offices, warehouses, medical/dental buildings, retail establishments, law offices, and more, with fixed- and variable-rate interest options and terms up to 25 years. The maximum loan to value is 80 percent of the purchase price or appraised value, whichever is less. Commercial real estate loans are available to borrowers where at least 50 percent of the building’s square footage is owner-occupied.

 

Take advantage of a commercial vehicle loan with low credit union rates and flexible terms. These loans are available for cars, vans, and commercial vehicles that are titled in the business’s name and used for business purposes, whether you’re purchasing new vehicles or refinancing current loans.

 

Let us help you grow your business dream by offering flexible terms and competitive rates for general, heavy, and specialized machinery for your company. Read more about our commercial equipment loans.

 

SCCU offers commercial boat loans with competitive rates for both new and used boats. Fixed and variable rates are available with terms up to 15 years. If your boat measures more than 25 feet in length or is more than five net tons, the vessel must be USCG-documented.

 

Our Business Platinum Visa® credit card offers great rates for purchases and balance transfers with no annual fee, and provides the flexibility you need. You can receive additional business credit cards for your employees for free, and you can count on exceptional security, including coverage for damaged/stolen purchases and unauthorized charges, auto rentals, travel and more.  You can also access money-saving offers and discounts from brands you trust.