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Commercial Real Estate Loans & Construction Loans

Your business can benefit from our flexible business owner-occupied commercial mortgage loan options. With local decision makers, fast business loan approvals, and the service you need, Space Coast Credit Union is the lender to trust to help grow your business.

  • Available for purchases or refinances of existing mortgage loans1
  • Fixed and variable-rate interest options. Loan terms and amortizations up to 25 years can be designed to meet the needs of your business
  • Maximum loan to value (LTV) is 80% of purchase cost or appraised value, whichever is less
  • Real estate properties ideal for an owner-occupied mortgage loan: offices, warehouses, retail buildings, medical/dental buildings, law offices, and more
  • Available to borrowers where 50% or more of the square footage is occupied by the borrower
  • Special limited time offers available. Contact an SCCU Business Advisor for details


1Commercial Owner Occupied Mortgages: Loan rate will be based on the amount and term of the loan and business and guarantor credit worthiness. 
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2019



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.