'Tis the time for boating, vacations and new cars! Keep some cash in your pocket this holiday season with our no payments for up to six months option.2  SCCU watches out for members year-round with low interest rates, fast approvals, and real reviews on local auto dealers!
  • Low credit union rates that save you money
  • Fast application and decision
  • Easy online process



 

There are two easy ways to begin your auto buying process, choose
the option most convenient for you:


1.  Apply online 24/7, day or night.
2.  Call our Express Sales Center (option 3) to open your account over the phone.

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228

Hours: Monday-Friday 8:00am-6:30pm Saturday 9:00am-3:00pm
Not a current member? Not a problem!
You don’t have to be a member to apply for an SCCU Auto Loan. Just contact Express Sales - we'll take care of everything when you call.
 
 

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1RATES: APR is Annual Percentage Rate. Rates are subject to change. Auto: Rates shown are affected by your credit quality, model year, term selected, loan to value (LTV), and payment method. Your rate may be different. Qualified borrowers only. Our usual credit criteria apply. You may be asked to furnish a down payment. Loan interest rates and loan to value are based on your credit quality and year of collateral. All rates shown are fixed rate loans. Boat and RV loans: for qualified borrowers, financing up to 90% of invoice. For any loan NOT ON TRANSFER from an existing SCCU account OR DIRECT PAYROLL DEPOSIT, one-quarter of one percent, (.25%) will be added to the approved rate. Loan interest rates and loan to value are based on your credit quality and year of collateral. Yours may be different. Motorcycle loans: for qualified borrowers, financing up to 130% of invoice. Rates may vary based on member qualifications and credit criteria. Scooters: Engine size of 50cc’s or greater will be treated as a motorcycle loan. Anything less than 50cc’s will be considered a signature loan. For any loan NOT ON TRANSFER from an existing SCCU account OR DIRECT PAYROLL DEPOSIT, one-quarter of one percent, (.25%) will be added to the approved rate.

2DEFERRED PAYMENT: Optional. Interest accrues from date of the contract. Qualified borrowers only, available for terms up to 75 months, certain restrictions apply. First payment may be deferred up to six months and is dependent upon when your loan closes. Your deferment may be six months or less. Deferred payment is not available for refinances of existing SCCU auto loans. When selecting the six months no payment offering, your interest will continue to accumulate on a daily basis from the date you sign your loan agreement. This may result in one or more of your initial payments being applied only to interest, until all accumulated interest is satisfied, and not reduce your principal balance. Certain restrictions apply, based on creditworthiness.

Federally Insured by NCUA