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  • Space Coast Credit Union - Banking that Protects Your Future Now

Loan, Credit Card & Deposit Rates

Payment Period Annual Percentage Rates 'as low as'*
12 - 60 months 12.50%
  Payment Period Annual Percentage Rates 'as low as'* Type
Secured Up to 120 Months Rate + 3.0% * Variable
CD Secured Not to exceed Maturity Date of CD Certificate Rate + 2% Fixed
*APR = Annual Percentage Rate. Rates are subject to change without notice.

Rates declared January 29, 2009.  Loan rates are based on your credit quality. Yours may be different. Rates subject to change without prior notice. Credit criteria applies; Maximum unsecured credit is $20,000. Maximum loan amount is two times your gross monthly income.

Rates declared April 30, 2009.  Your Member Shares-Secured Sub-Account is a variable rate Sub-Account. The ANNUAL PERCENTAGE RATE (APR) on the Member Shares-Secured Sub-Account is subject to change quarterly based upon changes in the highest dividend rate paid on the credit union share (deposit) accounts (the "Share Rate"). The daily periodic rate on this Sub-Account will equal 1/365th of the APR. The APR in a given calendar quarter will equal 3% above the highest Share Rate in effect for that quarter. The APR for each quarter will go into effect on the sixth day of January, April, July, and October, and will stay in effect until the credit union changes the Share Rate. Your Finance Charge for every $1.00 in your daily balance, will increase if the Share Rate rises and will decrease if the Share Rate falls. For example, a change in the Share Rate of one percentage point will result in a one percentage point change in the same direction in your APR, with a corresponding change in your daily periodic rate. The effect of an increase in the ANNUAL PERCENTAGE RATE (APR) will be higher payments or a longer term.  For any loan NOT ON PAYMENT TRANSFER from an existing SCCU account OR DIRECT PAYROLL DEPOSIT, one quarter of one percent (.25%) will be added to the approved rate.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.