Home Equity Line of Credit Loans (HELOCs)

A home equity line of credit (HELOC) from Space Coast Credit Union is a good choice if you need money periodically or want to have money on hand for emergency preparedness funds. A HELOC gives you the flexibility to borrow what you need, when you need it.
 

  • Flexible - Take the option of receiving cash in one sum, or access your account at any time for any type of expense, like home remodeling projects or college tuition.
  • Convenient - Low initial draw requirements mean you can access your account only when you need the funds. Our typical revolving line of credit doesn’t require you to draw a large amount on your HELOC. Funds of $5,000 or more are available, with principal-plus-interest and interiest-only options.
  • Affordable – Low credit rates with no intangible tax, no points or origination fees, and no hidden fees.

APPLY ONLINE

Call Express Services or apply online today.

Brevard: 321-752-2222
Broward: 954-704-5000
Miami-Dade: 305-882-5000
All Other Areas: 800-447-7228


All SCCU Home Equity Loans Feature



 

Important disclosures, payments, assumptions, and APR information
*APR = Annual Percentage Rate. Rates are subject to change without notice.
LTV up to and including 80%

LTV up to and including 80%

Rate

APR 'as low as'*

Principle Interest Only
7 year draw / 7 year repayment period

3.740%

4.500%

Interest Only
10 year draw / 10 year repayment period

5.750%

5.750%



*APR = Annual Percentage Rate. Rates are subject to change without notice.

Important disclosures, payments, assumptions, and APR information

1Special Introductory HELOC Rate valid for 12 months.  Thereafter, the Home Equity Lines of Credit will have a Variable Rate. Click here for more details.