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  • SCCU Savings Accounts - Get Started On Your Path to Savings with Accounts that Suit Any Need

IRA Savings Account

Individual Retirement Accounts (usually referred to as IRAs) are one of the best ways to prepare for retirement, save on taxes, and even save for other expenses.

IRA Savings Accounts:
  • Start with a payroll deduction, or initial deposit of $100
  • No minimum yearly deposit
  • unlimited deposits up to your maximum yearly contribution
  • No annual maintenance fees. Keep 100% of what you earn
  • Account information included on your monthly statement and within Online Banking
  • Interest is earned from the day of deposit to the day of withdrawal and may be tax deferred1

View IRA Savings Rates

To open an insured, deposit-based IRA account, visit any SCCU branch.
(Please note: IRAs cannot be opened online or over the phone.)

All IRA Accounts Offer

  • Free Online Banking & Mobile Banking
  • Free Online Statements
  • Free CALL-24 telephone banking
  • Free Account Alerts to help you manage your accounts
  • Easy access to your account information (in person, over the phone, or online from anywhere in the world)

1SCCU IRAs: Consult your tax advisor for specific tax advantages related to Individual Retirement Accounts

As of April 1, 2006, Traditional and Roth IRAs, and Keogh account deposits are federally insured by the National Credit Union Administration (NCUA) up to $250,000.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Collier, Flagler, Indian River, Lake, Lee, Manatee, Marion, Martin, Miami-Dade, Monroe, Okeechobee, Orange, Osceola, Palm Beach, Pasco, Polk, Putnam, Seminole, St. Johns, St. Lucie, Sumter, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2019



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Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.