Online Banking 
Enroll in Online Banking
  • SCCU Credit Cards - Enjoy the Same Low Rates on Purchases & Cash Advances

Secured Visa® Credit Card

Credit Card Rates

Annual Percentage Rate (APR*) for purchases 5.99% for first 6 billing cycles¹
10.99% - 17.99%* thereafter²
Other APRs* Balance Transfer: 5.99% for first 6 billing cycles¹, then 10.99% - 17.99%² thereafter

Cash Advance: 5.99% for first 6 billing cycles¹, then 10.99% - 17.99%² thereafter
Variable Rate information Not Applicable
Paying Interest on Purchases We will not charge you interest on purchases if you pay your entire balance owed each month within 25 days of your statement closing date. We will begin charging interest on cash advances and balance transfers on the transaction date.
Method of Computing the Balance for Purchases Average Daily Balance including new purchases.
Annual Fee $0
Cash Advance Fee $0
Balance Transfer Fee $0
International Transaction Fee 1% of the converted transaction amount.
Other Fees Late Payment Fee: up to $30
Minimum Finance Charge $0.50

*APR = Annual Percentage Rate. Rates are subject to change without notice.

1Annual Percentage Rate (APR). Introductory rate applies to new Student & Secured SCCU cardholders only. Existing members with current SCCU credit cards may not transfer a balance to qualify; existing and new members must apply for a new credit card to qualify. After the expiration of the introductory rate an APR of 10.99% - 17.99% determined by your creditworthiness will apply. Contact SCCU for full terms, conditions, and disclosures.

2Your APR will initially be determined by your creditworthiness at the time of application.

The information about the costs of the card described is accurate as of the date of publication. This information may have changed after that date. To find out what may have changed, contact us. See our Terms and Disclosures document for additional details.
  • SCCU Routing Number: 263177903

Space Coast Credit Union membership is open to all who work or live in Brevard, Broward, Flagler, Indian River, Martin, Miami-Dade, Monroe, Orange, Osceola, Palm Beach, Seminole, St. Johns, St. Lucie, or Volusia Counties in Florida.

  • Brevard: 321-752-2222
  • Broward: 954-704-5000
  • Miami-Dade: 305-882-5000
  • All Other Areas: 800-447-7228

*APR = Annual Percentage Rate. ^APY = Annual Percentage Yield.

Space Coast Credit Union (SCCU) © 2015



You are being directed to, a website not operated by SCCU. SCCU is not responsible for the content of the alternate website. SCCU does not represent either the third party or the member if the two parties enter into a transaction. Privacy and security policies may differ from those practiced by SCCU.

Would you like to continue?


Member Rewards

Member Rewards is an exclusive Space Coast Credit Union program that provides benefits such as free or discounted services based on your level of participation in the credit union.

  • Gold members may order one FREE box of SCCU logo checks per year.
  • Platinum members may order unlimited FREE boxes of SCCU Exclusive Style checks (one box at a time).
Learn more about the Member Rewards program.