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Student Credit Builder Visa® Credit Card: Benefits/Features

Every student should learn financial responsibility, and building a positive credit history is vital to a financially secure lifestyle. SCCU's Student Credit Builder Card is designed to help students establish credit while safeguarding them during the transition to adulthood:

  • Available for members 15-20
  • Requires a joint account holder who is a parent or legal guardian
  • Uses money in your share savings account as collateral for the credit line
  • Allows students to begin with a low line of credit and then increase as needs change
  • 5.99% introductory APR* on purchases and non-SCCU balance transfers for the first 6 months1
  • Thereafter, rates for purchases and cash advances are fixed at 17.99% APR1
  • 1% Cash Back Rewards2


All SCCU Credit Cards Feature:

  • No tricks, like double-cycle billing or short grace periods
  • Zero liability for fraudulent transactions and ongoing fraud monitoring service3
  • Free Online Banking & Mobile Banking
  • Free  to help you manage your accounts


Important Phone Numbers
Lost/Stolen Card: 800-447-7228